topic Re: disputing/GWing inquiries? in General Credit Topics

disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:01:00 GMT

Anyone have any luck with disputing or GWing inquiries?

I just had a thought maybe there was a way to dispute them or ask the companies
for GW.

Sample Inquirey GW Letter:

Dear Sirs

Sorry, I did not know what I was doing when I applied for credit, please forgive me--you guys are amazing, I recommend you to all my friends.

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:09:26 GMT

sssssshhhhhhhh! Not supposed to talk about "bumping" hard inquiries on this forum via TC soft pulls...The moderators with give a slap on the wrist...

But thanks for the info--do you know anyone who has had luck with #3? LOL.

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:11:58 GMT

I don't know what you are talkin about

Yes I do...well I read about it at least. Several people on CIC have done #2 and #3.

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:14:09 GMT

What is TC

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:17:09 GMT

www.truecredit.com

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:19:04 GMT

you might get what I got from MOD.....ethics????

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:21:22 GMT

It would only be unethical if you dispute inqs that were valid. A CA that doesn't list collection activity as the PP and attempts to pass the pull off as if you applied for credit is an unauthorized inq and I have a right to dispute it. If you applied for 10 CCs and disputed all 10 pulls as not mine then yes that would be wrong.

Re: disputing/GWing inquiries?

illcrew3 — Fri, 24 Aug 2007 18:26:49 GMT

bamf70 PM to you.

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:28:20 GMT

back at ya....

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:33:21 GMT

You do realize that you have to be careful to only dispute inquiries that you were DENIED for and not an active TL?

The CRA will delete the positive TL from your credit report and then contact the Creditor and tell them that since the inquiry was obtained fradulently, the account must be fradulent, and the creditor will CLOSE YOUR ACCOUNT.

Ask me how I know about this one...

Re: disputing/GWing inquiries?

MidnightVoice — Fri, 24 Aug 2007 18:40:02 GMT

It is not a good idea to dispute legal inqs.

Re: disputing/GWing inquiries?

Anonymous — Fri, 24 Aug 2007 18:47:31 GMT

how do you know about that one?