topic Re: American Express Blue in General Credit Topics

American Express Blue

ccsauer — Fri, 24 Aug 2007 18:11:08 GMT

Anyone know anything about this specific card? anyone want to divulge their income and scores and what CL they ended up getting? I'm looking for a HIGH CL for transferring over all my balances while they're offering 0%

Let me know!

Thanks!

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:11:47 GMT

ccsauer wrote:
Anyone know anything about this specific card? anyone want to divulge their income and scores and what CL they ended up getting? I'm looking for a HIGH CL for transferring over all my balances while they're offering 0%

Let me know!

Thanks!

Just got mine... Scores are EX625 EXP638 TU668

Income north of $150

Blue limit is $12k

Good Luck.

Rob

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:26:35 GMT

Household income $62K, approved for 10K, but that was in December, 2006. Hubby has his own separate card. Amex Blue gave him 10K also. Amex recently gave him a $5K increase.

My scores in Dec., 2006 were TU 702, Equifax 730 and Experian 720.

Your credit must be exceptional with 0% on balance transfers!!!! WTG!!!

SandyK

Message Edited by sankofa on 08-24-2007 12:26 PM

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:27:30 GMT

sankofa wrote:

Your credit must be exceptional with 0% on balance transfers!!!! WTG!!!

SandyK

No kidding...

Rob

Re: American Express Blue

ccsauer — Fri, 24 Aug 2007 19:31:11 GMT

oh! heh, nono, I haven't been offered that, i jsut saw that that was being offered on the site under "get a credit card." So...the 0% is only for very very good scores?

BTW, waht was your util of current credit for you two when you got the card?

Re: American Express Blue

ccsauer — Fri, 24 Aug 2007 19:33:14 GMT

I guess I should just share: All my scores are hovering around 720, some as high as 740 some 710 or so. I currently have around 30% Util, income around 95K, just looking to get a card with zero to transfer over.

think it's possible?

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:39:35 GMT

SandyK <---------------------------Looking on Amex site for 0% balance transfers on any card for the life of the balance LOL.

In December, 2006 my util was 35% and under. Since then I have applied for more cards and util has risen to 50% thus I am paying off accounts right now and finally my scores are rising again to the 700's. Inquiries hurt.

Hubby takes a different road. His util is atleast 50% to 65%, but he is of the opinion that he doesn't want a lot of cards. He uses the credit lines made available to him. He does great with his lines and doesn't spend 1/3 of the time with his credit like I do. He gets approved for the good stuff too!

SandyK

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:44:16 GMT

Sure it's possible with your great scores!!!

I am happy with the Citi Upromise Card that I activated today and was approved online for. ZERO percent on balance transfers for 12 months and NO FEE. Approved instantly online. $4,500.00 CL. You may fair real well if 12 months is okay with you. This zero percent is for balance transfers only. My purchases would be 14.24% variable rate.

Would share hubby's FICO scores with you, but he has never ever applied for his. Only credit reports.

SandyK

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 19:47:17 GMT

Amex, Citi and Bank of America seem to be pretty generous with the high credit limits. You should be able to ask for what you want. Give them a call.

Good luck!!!!!

SandyK

Re: American Express Blue

ccsauer — Fri, 24 Aug 2007 20:27:31 GMT

Hmmm, looks like it's 0% on purchases, not BTs...that's odd. though, 5% on BTs isn't horrible...I'll have to see if it's worth it.

Re: American Express Blue

Anonymous — Fri, 24 Aug 2007 20:40:10 GMT

ccsauer wrote:
Hmmm, looks like it's 0% on purchases, not BTs...that's odd. though, 5% on BTs isn't horrible...I'll have to see if it's worth it.

CCCU is the best we've got at my house... 2.9% on BTs with no fees.

Rob