https://ficoforums.myfico.com/t5/General-Credit-Topics/What-happens-to-my-score-if-I-request-a-credit-line-increase-on/m-p/55174#M38005 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> Chovy wrote:<BR /> <DIV>We are in the process of moving and need some new furniture. My furniture store (where I already have a credit card with almost no balance) is having a great sale and 30 months no-interest.&nbsp; What would happen if I ask them to consider raising my limit?&nbsp; The purchases wouldn't show on the card until after we close on the house. I just don't want to risk anything funky happening to my score. Also, I'm just the co-buyer. My husband is the primary on our home purchase and he isn't linked to that account.&nbsp; Any thoughts?</DIV><BR /> <HR /> </DIV> <DIV>&nbsp;</DIV> <DIV>Depends on whether they do a soft or hard pullto consider an increase.&nbsp; An inquiry would have minimal effect unless you've been running all over town applying.&nbsp; If so, rethink it. Credit card companies are tightening up on existing customers that have a high number of inquiries on their credit reports.</DIV></BLOCKQUOTE><BR /> <DIV></DIV></DIV> Fri, 24 Aug 2007 22:10:17 GMT Anonymous 2007-08-24T22:10:17Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-happens-to-my-score-if-I-request-a-credit-line-increase-on/m-p/55158#M37998 <DIV>We are in the process of moving and need some new furniture. My furniture store (where I already have a credit card with almost no balance) is having a great sale and 30 months no-interest.&nbsp; What would happen if I ask them to consider raising my limit?&nbsp; The purchases wouldn't show on the card until after we close on the house. I just don't want to risk anything funky happening to my score. Also, I'm just the co-buyer. My husband is the primary on our home purchase and he isn't linked to that account.&nbsp; Any thoughts?</DIV> Fri, 24 Aug 2007 21:29:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-happens-to-my-score-if-I-request-a-credit-line-increase-on/m-p/55158#M37998 Anonymous 2007-08-24T21:29:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-happens-to-my-score-if-I-request-a-credit-line-increase-on/m-p/55174#M38005 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> Chovy wrote:<BR /> <DIV>We are in the process of moving and need some new furniture. My furniture store (where I already have a credit card with almost no balance) is having a great sale and 30 months no-interest.&nbsp; What would happen if I ask them to consider raising my limit?&nbsp; The purchases wouldn't show on the card until after we close on the house. I just don't want to risk anything funky happening to my score. Also, I'm just the co-buyer. My husband is the primary on our home purchase and he isn't linked to that account.&nbsp; Any thoughts?</DIV><BR /> <HR /> </DIV> <DIV>&nbsp;</DIV> <DIV>Depends on whether they do a soft or hard pullto consider an increase.&nbsp; An inquiry would have minimal effect unless you've been running all over town applying.&nbsp; If so, rethink it. Credit card companies are tightening up on existing customers that have a high number of inquiries on their credit reports.</DIV></BLOCKQUOTE><BR /> <DIV></DIV></DIV> Fri, 24 Aug 2007 22:10:17 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-happens-to-my-score-if-I-request-a-credit-line-increase-on/m-p/55174#M38005 Anonymous 2007-08-24T22:10:17Z