topic Re: dont understand in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60900#M40448 <DIV>brammy, yes it was the oldest thing&nbsp;the equifax had listed. Actually the same for all three</DIV> Wed, 05 Sep 2007 21:54:19 GMT Anonymous 2007-09-05T21:54:19Z dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60834#M40413 <DIV>I disputed a an open account with verizon.They said it was a collection account. I Have had this phone for years. Anyways they deleted it. I told them i was a current customer.</DIV><DIV>So i check scorewatch today and it is down 12 pts.</DIV><DIV>&nbsp;</DIV><DIV>Trying to make this go up no down!!</DIV><DIV>ugh!!!</DIV> Wed, 05 Sep 2007 20:21:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60834#M40413 Anonymous 2007-09-05T20:21:58Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60866#M40435 <DIV>I dunno either. Scrutinize your report. What else has changed? Have you opened any new CC or something? Have you had a recent inquiry?</DIV> Wed, 05 Sep 2007 21:12:16 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60866#M40435 Anonymous 2007-09-05T21:12:16Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60872#M40440 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> </DIV> <DIV>loudizzle wrote:<BR /></DIV> <DIV>I disputed a an open account with verizon.They said it was a collection account. I Have had this phone for years. Anyways they deleted it. I told them i was a current customer.</DIV> <DIV>So i check scorewatch today and it is down 12 pts.</DIV> <DIV>&nbsp;</DIV> <DIV>Trying to make this go up no down!!</DIV> <DIV>ugh!!!</DIV> <DIV><BR /></DIV> <DIV> <HR /> </DIV> <DIV>&nbsp;</DIV> <DIV>That wasnt the oldest thing on your report was it?</DIV> <DIV><BR /></DIV></BLOCKQUOTE> <DIV></DIV></DIV> Wed, 05 Sep 2007 21:19:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60872#M40440 Anonymous 2007-09-05T21:19:58Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60900#M40448 <DIV>brammy, yes it was the oldest thing&nbsp;the equifax had listed. Actually the same for all three</DIV> Wed, 05 Sep 2007 21:54:19 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60900#M40448 Anonymous 2007-09-05T21:54:19Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60907#M40452 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> loudizzle wrote:<BR /> <DIV>brammy, yes it was the oldest thing&nbsp;the equifax had listed. Actually the same for all three</DIV><BR /> <HR /> </DIV> <DIV>&nbsp;</DIV> <DIV>There's your answer.&nbsp; You just chopped your credit file age by however many years were between that collection and the next account opening.</DIV></BLOCKQUOTE><BR /> <DIV></DIV></DIV> Wed, 05 Sep 2007 22:00:00 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60907#M40452 Anonymous 2007-09-05T22:00:00Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60937#M40461 <DIV>Got it! It was a win/loose situation i guess. They deleted the collection yet cut my credit file age.</DIV> Wed, 05 Sep 2007 22:25:45 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60937#M40461 Anonymous 2007-09-05T22:25:45Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60941#M40462 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> loudizzle wrote:<BR /> <DIV>Got it! It was a win/loose situation i guess. They deleted the collection yet cut my credit file age.</DIV><BR /> <HR /> </DIV> <DIV>&nbsp;</DIV> <DIV>When you said the account dropped 12 points I figured it was an old collection not hurting your score as much as the age was helping it.&nbsp; Weird huh?</DIV></BLOCKQUOTE><BR /> <DIV></DIV></DIV> Wed, 05 Sep 2007 22:32:22 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60941#M40462 Anonymous 2007-09-05T22:32:22Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60976#M40473 <DIV>You mods are so smart!!</DIV> Wed, 05 Sep 2007 23:23:36 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/60976#M40473 Anonymous 2007-09-05T23:23:36Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/61131#M40516 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> netpanther wrote:<BR /> <DIV>You mods are so smart!!</DIV><BR /> <HR /> </DIV></BLOCKQUOTE>Yeah were are but Brammy is omniscient!<img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /><BR /> <DIV></DIV></DIV> Thu, 06 Sep 2007 02:13:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/61131#M40516 fused 2007-09-06T02:13:47Z Re: dont understand https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/61135#M40518 <DIV>Brammy only knows from doing it to herself</DIV> Thu, 06 Sep 2007 02:17:52 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/dont-understand/m-p/61135#M40518 Anonymous 2007-09-06T02:17:52Z