topic Re: I LOVE CCCU!!!! in General Credit Topics

I LOVE CCCU!!!!

cgmiller63 — Fri, 07 Sep 2007 18:59:08 GMT

I just love CCCU! The people who work there are awesome. I applied for an account on August 4th and they pulled my credit report on the same day. It has taken them over a month to get to my application but it was worth the wait. I not only got their credit card with the $7500 CL that I requested at 10.99%. I am also refinancing my vehicle to include an extra $3500 to pay off my Cap One credit card (the only card I have a balance on). I'm getting a lower interest rate on my vehicle 6.50% vs 9% that I did have. I'm only extending my car loan by less than 6 months. I always pay more on my vehicle so the Kelly Blue Book value on my car was $16,000 and I only owed $10,000. Praise the Lord!

Message Edited by cgmiller63 on 09-07-2007 11:59 AM

Re: I LOVE CCCU!!!!

Anonymous — Fri, 07 Sep 2007 18:52:51 GMT

Nice!

CCCU was good to us as well!

Rob

Re: I LOVE CCCU!!!!

jschaffer — Fri, 07 Sep 2007 19:15:02 GMT

What is CCCU?

Re: I LOVE CCCU!!!!

Anonymous — Fri, 07 Sep 2007 19:22:36 GMT

Congrats cgmiller! God is so good.

Re: I LOVE CCCU!!!!

Anonymous — Fri, 07 Sep 2007 21:05:33 GMT

Hallelujah!!!

Re: I LOVE CCCU!!!!

cgmiller63 — Fri, 07 Sep 2007 21:20:25 GMT

jschaffer wrote:
What is CCCU?

CCCU is Christian Community Credit Union http://www.mycccu.com/personal/welcome.html

Message Edited by cgmiller63 on 09-07-2007 02:20 PM

Re: I LOVE CCCU!!!!

jschaffer — Fri, 07 Sep 2007 21:25:50 GMT

@cgmiller63 wrote:

@jschaffer wrote:
What is CCCU?

CCCU is Christian Community Credit Union http://www.mycccu.com/personal/welcome.html

Message Edited by cgmiller63 on 09-07-2007 02:20 PM

Thanks for letting me know. Is there something special about them, other than the fact that they are a christian organization?

I've heard other people rave about them too, so I'm seriously curious about why.

Re: I LOVE CCCU!!!!

cgmiller63 — Fri, 07 Sep 2007 21:37:09 GMT

The offer very competitive rates and are accepting of people who have baddies on their CR. Do a search on this site (Credit Card and General Credit Issues) and you will find a lot of useful information.

Message Edited by cgmiller63 on 09-07-2007 02:37 PM

Re: I LOVE CCCU!!!!

Anonymous — Fri, 07 Sep 2007 22:00:12 GMT

cgmiller63 wrote:
I just love CCCU! The people who work there are awesome. I applied for an account on August 4th and they pulled my credit report on the same day. It has taken them over a month to get to my application but it was worth the wait. I not only got their credit card with the $7500 CL that I requested at 10.99%. I am also refinancing my vehicle to include an extra $3500 to pay off my Cap One credit card (the only card I have a balance on). I'm getting a lower interest rate on my vehicle 6.50% vs 9% that I did have. I'm only extending my car loan by less than 6 months. I always pay more on my vehicle so the Kelly Blue Book value on my car was $16,000 and I only owed $10,000. Praise the Lord!

Message Edited by cgmiller63 on 09-07-2007 11:59 AM

Congrats that is great. What are your scores?

Re: I LOVE CCCU!!!!

cgmiller63 — Fri, 07 Sep 2007 22:18:48 GMT

CCCU pulled EX which is my highest at 697.

Re: I LOVE CCCU!!!!

Anonymous — Sat, 08 Sep 2007 02:01:36 GMT

You have to love a manual review-

The know the whole story-

I literary dropped the phone when they approved my card-

Re: I LOVE CCCU!!!!

Jacque383 — Sat, 08 Sep 2007 02:50:12 GMT

I wholeheartedly agree.....I did the same thing - got the Credit card and immediately refinanced my car for the 6.5%.....I also got a new car with 6.5%, and now I'm refinancing some of my rentals through them for a 6.75% rate!

These folks are the best to work with!

Congratulations on your success.

Re: I LOVE CCCU!!!!

Anonymous — Thu, 13 Sep 2007 00:40:31 GMT

Congrats!! Do you have to be a member first in order to apply for their credit card??

Re: I LOVE CCCU!!!!

Anonymous — Thu, 13 Sep 2007 02:07:21 GMT

@Anonymous wrote:
Congrats!! Do you have to be a member first in order to apply for their credit card??

Nope- mycccu.com

Re: I LOVE CCCU!!!!

NowIcare — Sat, 27 Oct 2007 06:05:44 GMT

any recent success stories???? I applied today so I am well aware that it takes a while

Re: I LOVE CCCU!!!!

Anonymous — Sat, 27 Oct 2007 13:20:44 GMT

CGMILLER,

Question....

what were your scores?

did you do this all online?

what CRA did they use to pull reports?

thanks and congrats!

Re: I LOVE CCCU!!!!

Anonymous — Sun, 28 Oct 2007 04:58:02 GMT

CCCU pulls EX.

It was CCCU's turn this month and ran 3K though them and then PIF. I wonder what they will do.

WAMU is November. CapOne is Dec.

Re: I LOVE CCCU!!!!

Anonymous — Sun, 28 Oct 2007 13:32:34 GMT

tim

awww shucks

I have too many inquiries with EX (9), i will have to wait and get a few removed before I apply.