topic Re: Sick of TC? in General Credit Topics

National City Identity Protect instead of TC....

Anonymous — Tue, 04 Sep 2007 04:51:20 GMT

Well I got tired of only seeing my report about 35% of the days I update it. I also hadn't got an update to my EQ FAKO in about a month. So I signed up for National City Identity Protect.

Basically they resell TC but the layout isn't QUITE as nice as it is in TC (when it works) but everything else is there except the FAKO scores for EX and EQ. Now this isn't a big deal to me especially since the price is $8.95 a month and you get daily 3 in 1 reports and TU FAKO scores. I found the info on this on fatwallet.com in the finance section. Best part of this is....if you and a loved one are trying to monitor your credit you can do BOTH of your reports using this for a total of $14.95 and the first month as a single or for both of you is only $1.

If you are not a National City account holder it takes about 1-2 days to get the e-mail with access info. I signed up Friday afternoon and had my e-mail about lunch today. Here is the link to National City:

http://ncidentityprotect.com/IDN/(um2b1bzedx4kvivlqooahe55)/coverdell_login.aspx

Info you need to sign up:

Daily pulls are available and you don't need a National City account to be eligible.

Here are the promo codes:

766318 to enroll yourself
766319 to enroll you "and your spouse" (but i have a feeling this could be any second person)

Unlimited access to triple-bureau credit report. First 30 days - $1. Afterwards, $8.95/month or $14.95/month for "you and your spouse."

Hope this helps some people save a little money.

Message Edited by bamf70 on 08-31-2007 09:18 PM

Message Edited by bamf70 on 09-03-2007 09:51 PM

Re: Sick of TC?

Anonymous — Mon, 13 Aug 2007 23:12:16 GMT

You think you got it bad, I can't even get my three scores from them

and after talking to them They still can't fix it...

I am about to drop them too..

Re: Sick of TC?

Anonymous — Tue, 14 Aug 2007 00:10:00 GMT

Amen....

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 02:41:47 GMT

Well since alot of people have been cancelled by TC recently I thought I'd give this a bump.

It has a few quirks but overall I like it and it's still only 8.95 vs 11.26 with TC. Not perfect but pretty good.

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 03:23:32 GMT

Truecredit.com is $15 dollars. How do you get it for $9 dollars? How do I do it? Do they have a promotion code or something? Daily fako? Is not that bad. If you don't have nothing important on your credit report, it is better than Fico. Especially with a price of almost $50 dollars for the 3 credit report. Therefore, I think fako will work to everyone who does not have anything big coming up! I think all you got to do is to compare both once and seen the differences and than on do the math on your head.

Message Edited by Redamagon on 08-31-2007 08:23 PM

Message Edited by Redamagon on 08-31-2007 08:23 PM

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 03:32:29 GMT

@Anonymous wrote:
Truecredit.com is $15 dollars. How do you get it for $9 dollars? How do I do it? Do they have a promotion code or something? Daily fako? Is not that bad. If you don't have nothing important on your credit report, it is better than Fico. Especially with a price of almost $50 dollars for the 3 credit report. Therefore, I think fako will work to everyone who does not have anything big coming up! I think all you got to do is to compare both once and seen the differences and than on do the math on your head.

Message Edited by Redamagon on 08-31-2007 08:23 PM

Message Edited by Redamagon on 08-31-2007 08:23 PM

TC is 14.95 from them, 11.26 using the WalMart link. This is National City Identity Protect. If you click the link in my 1st post you will see how to sign up for it. National City uses the TC "engine" but it's layed out just a bit different. It's $1 for the 1st 30 days then 8.95 after that. It does not give you FAKOs for all 3, only for TU. You can also sign up with a spouse/significant other for a total of 14.95 total for both and again the 1st month is $1.

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 05:42:32 GMT

@Anonymous wrote:
Truecredit.com is $15 dollars. How do you get it for $9 dollars? How do I do it? Do they have a promotion code or something? Daily fako? Is not that bad. If you don't have nothing important on your credit report, it is better than Fico. Especially with a price of almost $50 dollars for the 3 credit report. Therefore, I think fako will work to everyone who does not have anything big coming up! I think all you got to do is to compare both once and seen the differences and than on do the math on your head.

I updated my original post to follow the forum rules so the link and information are there now

Message Edited by bamf70 on 08-31-2007 10:42 PM

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 05:27:49 GMT

@Anonymous wrote:
Identity Protect

I just signed up, waiting for the email. Lets see how it goes. Actually I like TC because I only buy the TU CR's. Worried about splitting EQ. But for a few bucks, unlimited EQ when every I want might be worth it.

Re: Sick of TC?

Anonymous — Sat, 01 Sep 2007 05:40:42 GMT

@Anonymous wrote:

@Anonymous wrote:
Identity Protect

I just signed up, waiting for the email. Lets see how it goes. Actually I like TC because I only buy the TU CR's. Worried about splitting EQ. But for a few bucks, unlimited EQ when every I want might be worth it.

It's nice seeing the daily changes to all 3 reports.

Re: Sick of TC?

Anonymous — Thu, 06 Sep 2007 16:35:13 GMT

Anybody else using it now? I know a couple people have posted that they signed up....

Re: National City Identity Protect instead of TC....

Anonymous — Fri, 07 Sep 2007 02:39:41 GMT

I just signed up for it....it said it may take 3 days to get the email

Re: Sick of TC?

Anonymous — Fri, 07 Sep 2007 03:52:17 GMT

bamf70 wrote:
Anybody else using it now? I know a couple people have posted that they signed up....

I switched over. Gonna call and cancel TC tomorrow.

Re: Sick of TC?

Anonymous — Sat, 08 Sep 2007 04:42:39 GMT

How do you like it Noah? I'm happy with the service and think it's worth the $9.....I've been trying to signup for Credit Secure but there is some goofy error when I try to sign up. Everybody I talk to says they know exactly what the error is but they have no idea how to fix it yet. I would like to try Credit Secure and compare it side by side with National City and see which one I liked better but I can't....at least for a while.

Re: Sick of TC?

Anonymous — Sat, 08 Sep 2007 23:57:58 GMT

I've been happy with NC. They are a little odd navigating to their website. The link is quite verbose. Easy to remember truecredit.com, but not as easy to remember ncidentityprotect.com (just don't roll off the tongue).

Re: Sick of TC?

Anonymous — Sun, 09 Sep 2007 00:19:27 GMT

Mighta spoken too soon. Can't login to NC and update. Telling me it doesn't recognize my User ID, but I'm reading it right off the Email. You have to get 'em during business hours it seems. I like the 3 TC FAKOs as an indicator and NC only gives one FAKO.

Hmmm.

Costco has a discount coupon this month on it's monitoring service. Buy a month and get next 2 months free. Might have to check it out.

Re: Sick of TC?

Anonymous — Sun, 09 Sep 2007 11:13:29 GMT

@Anonymous wrote:
Mighta spoken too soon. Can't login to NC and update. Telling me it doesn't recognize my User ID, but I'm reading it right off the Email. You have to get 'em during business hours it seems. I like the 3 TC FAKOs as an indicator and NC only gives one FAKO.
Hmmm.
Costco has a discount coupon this month on it's monitoring service. Buy a month and get next 2 months free. Might have to check it out.

I haven't had any issues updating mine.

I think the Costco one is only monthly pulls or I would have already signed up.

Re: National City Identity Protect instead of TC....

Anonymous — Sun, 09 Sep 2007 19:54:00 GMT

i sign up for the NC program on friday and havent recieved the email yet i hope I didnt get declined I get declined for eveything else =)

Re: National City Identity Protect instead of TC....

Anonymous — Sun, 09 Sep 2007 23:47:18 GMT

You should have an e-mail in 2-3 business days. I did mine on a Fri and got my e-mail the next Mon.

Re: National City Identity Protect instead of TC....

Anonymous — Mon, 10 Sep 2007 03:12:58 GMT

3 days for me. Works really well. An extra step to get report, but $5 less. I'm cool with it.

Re: National City Identity Protect instead of TC....

Anonymous — Wed, 19 Sep 2007 03:18:01 GMT

Hi - I'm new to the forum and to credit watching after years of having trouble getting loans. I'm finally educating myself somewhat.

My question is - I joined both MyFico Score Watch and TrueCredit. Though the TU and EX scores on TC are very close to what the finance company pulled, there was over a 100 pt difference between the EQ score on MYSW and TC. The MYSW score was right on to what the CR stated, TC score over 100 pts higher and I think it is actually more accurate.

Also - being a newbie, I have no idea what FAKO means. Help please?

Thanks,

Stumped