topic Re: Amex Questions in General Credit Topics

Amex Questions

Anonymous — Tue, 04 Sep 2007 03:57:11 GMT

I noticed that my Delta card reported to EX today (opened 07-07). It basically showed my Aug 5 balance and CL. My new statement should be due around Sep 5. Will they report again this month or am I going to have to wait until Oct?

Back in 99-00 I had a corp AMEX card. When I changed jobs the bill was paid and my account closed. I noticed that both my new corp card and my Delta card say member since 07 but on my AMEX page it says member since 99. Then when my Delta TL showed on my EX report today it says the account was opened in 07-99. Has this happened to anybody else? Does this mean my AMEX account counts as being 8 years old

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:02:17 GMT

A small number of people have posted similar questions. I suspect you might see another update during September. As for the member since 99, this will not be reported on your reports and I'm quite certain it will report as a new account.

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:05:45 GMT

I looked at my National City report and checked out EX and both say Date Opened 07-99. I am not sure why but if they want to give me 8 yrs worth of credit history.....

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:09:03 GMT

You are kidding me, right!!!!!!!!!1

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:18:41 GMT

I'm 100% serious....I have a jpg from my EX report minus the acct #.....If you can tell me where I can have it hosted, I'll post it.

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:21:17 GMT

This is a first! You are very lucky! Wow, a TL reporting inaccurately and you the consumer benefit...I just love it! Try copy and paste, it should work.

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:25:48 GMT

Unfortunately you have to host the image.....I just found my old mustangmods account

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:33:11 GMT

Nice, Very Nice! You mention earlier about your National City account, I want to sign-up but it's asking for a code. Do you anything about this?

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:41:59 GMT

Sure do....If you look at my post that we IM'd about the other night, I put the codes needed to sign up for 1 or 2 people in the original post. Everything you need should be in there. Let me know if you need anything and I'll help you anyway I can.

Sorry should have put the link in

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=34624

Message Edited by bamf70 on 09-03-2007 09:41 PM

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:42:02 GMT

Are you required to have an account with them? It's now asking for my NC CC or debit card number and exp date.

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:43:59 GMT

No account needed. Just put any cc or debit card information in that you want to use for the billing. I used an HSBC card but it took them a couple days to e-mail me that everything was ready to use.

Re: Amex Questions

fused — Tue, 04 Sep 2007 04:47:40 GMT

I'm going to sign-up and test fire it, if all systems are a go I will sticky your thread. You might want to change the title from "Sick of TC" to something which will tell other members that there is an alternative to TC.

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 04:48:54 GMT

Will do....I forgot to do that after we got done talking

Re: Amex Questions

notmyname — Tue, 04 Sep 2007 06:38:15 GMT

Back in 99-00 I had a corp AMEX card. When I changed jobs the bill was paid and my account closed. I noticed that both my new corp card and my Delta card say member since 07 but on my AMEX page it says member since 99. Then when my Delta TL showed on my EX report today it says the account was opened in 07-99. Has this happened to anybody else? Does this mean my AMEX account counts as being 8 years old

Everyone that I know with a previous ax account found that original date on their new accounts . In fact it happened with my significant other two weeks ago. It only seems to occur in my experience with accounts that were in good standing or eventually paid off. It is a generous attitude and it puzzles me a bit. (I'm just naturally suspicious)

Message Edited by notmyname on 09-04-2007 01:38 AM

Re: Amex Questions

Anonymous — Tue, 04 Sep 2007 14:39:05 GMT

@notmyname wrote:
Everyone that I know with a previous ax account found that original date on their new accounts . In fact it happened with my significant other two weeks ago. It only seems to occur in my experience with accounts that were in good standing or eventually paid off. It is a generous attitude and it puzzles me a bit. (I'm just naturally suspicious)
RP

That's good to know. I guess I got major lucky with this and picked up an 8yr account history

Re: Amex Questions

Anonymous — Thu, 13 Sep 2007 15:12:41 GMT

bamf70 - my Amex does the same thing. I originally had an account that was opened back in January 1998 that was closed several years ago. When I decided to try to open a new account early this year, all 3 credit bureaus for this new card are showing an Open date of 01/1998. I also checked my husband's credit reports since he's an authorized user on it (we use True Credit) and his reports are all showing the same Open Date for him as well.

Re: Amex Questions

Anonymous — Thu, 13 Sep 2007 15:35:46 GMT

Bam, did yu ever have a card with Amex before?

Re: Amex Questions

Anonymous — Thu, 13 Sep 2007 15:57:49 GMT

@Anonymous wrote:
Bam, did yu ever have a card with Amex before?

Yes it was a Corp AMEX though...the green card, not a personal one.