topic Re: CLI WITH CCCU in General Credit Topics

CLI WITH CCCU

Anonymous — Thu, 13 Sep 2007 13:11:33 GMT

I've had my card with CCCU for about six months now and was thinking about asking for a cli. Has anyone requested a cli with them?

Re: CLI WITH CCCU

Anonymous — Thu, 13 Sep 2007 13:18:23 GMT

I may result in another hard pull.

Re: CLI WITH CCCU

dangphuocloc72 — Thu, 13 Sep 2007 14:44:47 GMT

2 weeks ago they approve for me $ 1000. didn't have a card yet ? don't know why ?

Re: CLI WITH CCCU

Anonymous — Thu, 13 Sep 2007 16:12:43 GMT

From my understanding a CLI is not considered a 'hard' pull. Periodic review is allowed by all your creditors. It is classified as a differnt typpe of pull.

Re: CLI WITH CCCU

MidnightVoice — Thu, 13 Sep 2007 16:31:19 GMT

Lady_Scarlet wrote:
From my understanding a CLI is not considered a 'hard' pull. Periodic review is allowed by all your creditors. It is classified as a differnt typpe of pull.

Depends on the CCC. Most companies will do a Hard Pull if a customer requests an increase. They will do a soft pull if they are considering offering one unasked. Barclays checks my CR every two months, and they are soft. If I request a CLI it will be hard. Chase will also do a Hard if I requestt a CLI

Re: CLI WITH CCCU

sl — Thu, 13 Sep 2007 21:44:32 GMT

I requested a CLI with Citi and got a hard pull.