topic Re: Mortgage missing in General Credit Topics

Mortgage missing

blowe — Wed, 12 Sep 2007 17:47:51 GMT

Why doesn't may mortgage show up on my Experian credit report?

Re: Mortgage missing

Anonymous — Wed, 12 Sep 2007 17:54:54 GMT

a creditor MAY report to whichever CRA that they want. They do not have to report to any.

Re: Mortgage missing

blowe — Wed, 12 Sep 2007 17:57:19 GMT

OK. Thanks!!

Re: Mortgage missing

Anonymous — Thu, 13 Sep 2007 02:18:14 GMT

@blowe wrote:
OK. Thanks!!

With an EX score like that- Who cares?
Trying to get to 850?

Re: Mortgage missing

Anonymous — Thu, 13 Sep 2007 02:28:08 GMT

ROFL at Timothy

OP: Usually mortgages do report to all thre and it could just be an oversight. Call your bank and let them know it is not reporting to experian and they will let you know whether or not that is a bureau they are a reporting member of.

HTH

Re: Mortgage missing

blowe — Thu, 13 Sep 2007 17:31:28 GMT

Thx guys. I'm not sure I want to report it as my others scores(which do report the mortgage) are lower. Not a big deal. I was just curious.

And yes, as you can tell, I've been very good regarding my credit history over the years. I'm not sure I can help you all but one of the easiest things I have ever done is to set up all my bills to automatically deduct my bills from my checking account. I ALWAYS pay my bills on time because of this. I haven't written a check in YEARS!! My .02 ...

Re: Mortgage missing

Anonymous — Thu, 13 Sep 2007 17:49:11 GMT

The David Bach method of being an "Automatic Millionaire!"