https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/65845#M42387 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />Questions2 wrote:<BR /><DIV>I have several accounts that do not list on my credit report as being included in my banruptcy that I have been discharged from over three years.&nbsp; Would my credit score improve by disputing the items or correcting them? Or should I just leave well enough alone?&nbsp; Also I have a civil judgement that was added to my credit report after I filed and included the account in my banruptcy, but because of timing issues a judgement was placed against me.&nbsp; What do I do about that?&nbsp; I can't change the fact that I filed and it will be on my credit report for ten years, but I don't know what to do.</DIV><DIV>&nbsp;</DIV><DIV>Any help would be appreciated.</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>Welcome Question2,&nbsp; We need to know how these accounts are showing. If the accounts are not showing derog. we would leave them alone.</DIV><DIV>&nbsp;</DIV><DIV>Usually all accounts included in BK show bk with a Bal $0.&nbsp;</DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=38534" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=38534</A></DIV><DIV><BR />&nbsp;</DIV><DIV></DIV> Thu, 13 Sep 2007 23:08:57 GMT Anonymous 2007-09-13T23:08:57Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/65815#M42368 <DIV>I have several accounts that do not list on my credit report as being included in my banruptcy that I have been discharged from over three years.&nbsp; Would my credit score improve by disputing the items or correcting them? Or should I just leave well enough alone?&nbsp; Also I have a civil judgement that was added to my credit report after I filed and included the account in my banruptcy, but because of timing issues a judgement was placed against me.&nbsp; What do I do about that?&nbsp; I can't change the fact that I filed and it will be on my credit report for ten years, but I don't know what to do.</DIV><DIV>&nbsp;</DIV><DIV>Any help would be appreciated.</DIV> Thu, 13 Sep 2007 22:22:06 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/65815#M42368 Anonymous 2007-09-13T22:22:06Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/65845#M42387 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />Questions2 wrote:<BR /><DIV>I have several accounts that do not list on my credit report as being included in my banruptcy that I have been discharged from over three years.&nbsp; Would my credit score improve by disputing the items or correcting them? Or should I just leave well enough alone?&nbsp; Also I have a civil judgement that was added to my credit report after I filed and included the account in my banruptcy, but because of timing issues a judgement was placed against me.&nbsp; What do I do about that?&nbsp; I can't change the fact that I filed and it will be on my credit report for ten years, but I don't know what to do.</DIV><DIV>&nbsp;</DIV><DIV>Any help would be appreciated.</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>Welcome Question2,&nbsp; We need to know how these accounts are showing. If the accounts are not showing derog. we would leave them alone.</DIV><DIV>&nbsp;</DIV><DIV>Usually all accounts included in BK show bk with a Bal $0.&nbsp;</DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=38534" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=38534</A></DIV><DIV><BR />&nbsp;</DIV><DIV></DIV> Thu, 13 Sep 2007 23:08:57 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/65845#M42387 Anonymous 2007-09-13T23:08:57Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/67859#M43183 <DIV>They are showing derog.&nbsp; They list all these accounts that were included and they are listed on my bankruptcy filing.&nbsp; Should I dispute them with the agencies?&nbsp; I mean I can't change the public record, but if I can at least show that since my filing I have not gotton myself back into trouble that should help right?</DIV> Mon, 17 Sep 2007 22:39:49 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Bankrutpcy/m-p/67859#M43183 Anonymous 2007-09-17T22:39:49Z