amex

Anonymous — Wed, 19 Sep 2007 14:01:56 GMT

Hi again - I disputed the "current status" on amex acct. Status is reflecting 120 past due and should reflect pif although it was a collection account. On 7/19/07, I received a response saying that I disputed the info & they were re-investigating. Haven't heard anything since. Should I send another dispute letter and are they obligated to respond in a timely fashion?

Re: amex

Tuscani — Thu, 20 Sep 2007 13:50:39 GMT

You

123 My St.

Beverly Hills, CA 90210

September xx, 2005

Re: follow up to letter sent 8/xx/2005

Certified Mail # xxxx xxxx xxxx xxxx xxxx, return receipt requested

CRA Address

Dear CRA:

This letter, sent via Certified Mail # xxxx xxxx xxxx xxxx xxxx, return receipt requested, serves as formal notice of your failure to investigate a dispute. I sent you a dispute on 8/xx/2005 via Certified Mail # xxxx xxxx xxxx xxxx xxxx which was signed for by you on 8/xx/2005. In that letter, I formally disputed inaccurate information listed on my consumer file. For your review, I have attached a copy of the original letter.

As you are well aware, federal law requires you to respond within 30 days, yet you have failed to investigate my dispute. Failure to comply with these federal regulations by credit reporting agencies are investigated by the Federal Trade Commission (see 15 USC 41, et seq.). I am maintaining a careful record of my communications with you on this matter, for the purpose of filing a complaint with the FTC and the Attorney General of Texas should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans Union Corp., No. 95-6445 (C.D.Cal. Nov. 14, 1995), you may be liable for your willful non-compliance.

This is a serious error in reporting. Do not delay further. Be aware that I am making a final goodwill attempt to have you clear up this matter. You have 15 days to cure. I demand you immediately delete the following inaccurate entries from my file:

Entry #1, account number xxxxxxx

Entry #2, account number xxxxxxx

Entry #3, account number xxxxxxx

Entry #4, account number xxxxxxx

Entry #5, account number xxxxxxx

Entry #6, account number xxxxxxx

Sincerely,

You

123 My St.

Beverly Hills, CA 90210

DOB: xx-xx-xxxx

SSN: xxx-xx-xxxx

Re: amex

Anonymous — Thu, 20 Sep 2007 14:03:03 GMT

Thanks so much - I'll give it a try & let you know!

topic Re: amex in General Credit Topics

amex

Re: amex

Re: amex