https://ficoforums.myfico.com/t5/General-Credit-Topics/Next-step/m-p/69649#M43989 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />crazynurse123 wrote:<BR /><DIV><FONT color="#cc00cc" face="Comic Sans MS">I have a credit carda ccount in collections. I posted last week that I spoke to the representative and was shocked at how friendly he was that like a fool I agreed to initially 3 paymnets, and provided them with my checking acct info. After posting on the board I was advised to still send a PFD letter, that it might not be too late. Well they got my letter and boy! he wasn't quite so nice. I was told that they absolutely wouldn't provide PFD and was furthermore told tht "No Company would agree to such an agreement" I informed him that I know that to not be the case. ANyway, my question now is, do I continue to just make payments? Do I attempt a second PFD letter? DO I just wait the 7 years until this collection falls off?</FONT></DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>what is your SOL?</DIV><DIV>&nbsp;</DIV><DIV>DO NOT TALK TO THEM!!!!!</DIV><DIV>&nbsp;</DIV><DIV>Never give banking iinfo to ANY creditor!!!&nbsp; NOTIFY your bank &amp; pay to have stop payments for any amount from that company!!!!!!!!!!!!!!!!!!!!!<BR /></DIV><DIV></DIV> Thu, 20 Sep 2007 23:19:46 GMT Anonymous 2007-09-20T23:19:46Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Next-step/m-p/69641#M43985 <DIV><FONT color="#cc00cc" face="Comic Sans MS">I have a credit carda ccount in collections. I posted last week that I spoke to the representative and was shocked at how friendly he was that like a fool I agreed to initially 3 paymnets, and provided them with my checking acct info. After posting on the board I was advised to still send a PFD letter, that it might not be too late. Well they got my letter and boy! he wasn't quite so nice. I was told that they absolutely wouldn't provide PFD and was furthermore told tht "No Company would agree to such an agreement" I informed him that I know that to not be the case. ANyway, my question now is, do I continue to just make payments? Do I attempt a second PFD letter? DO I just wait the 7 years until this collection falls off?</FONT></DIV> Thu, 20 Sep 2007 23:13:30 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Next-step/m-p/69641#M43985 crazynurse123 2007-09-20T23:13:30Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Next-step/m-p/69649#M43989 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />crazynurse123 wrote:<BR /><DIV><FONT color="#cc00cc" face="Comic Sans MS">I have a credit carda ccount in collections. I posted last week that I spoke to the representative and was shocked at how friendly he was that like a fool I agreed to initially 3 paymnets, and provided them with my checking acct info. After posting on the board I was advised to still send a PFD letter, that it might not be too late. Well they got my letter and boy! he wasn't quite so nice. I was told that they absolutely wouldn't provide PFD and was furthermore told tht "No Company would agree to such an agreement" I informed him that I know that to not be the case. ANyway, my question now is, do I continue to just make payments? Do I attempt a second PFD letter? DO I just wait the 7 years until this collection falls off?</FONT></DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>what is your SOL?</DIV><DIV>&nbsp;</DIV><DIV>DO NOT TALK TO THEM!!!!!</DIV><DIV>&nbsp;</DIV><DIV>Never give banking iinfo to ANY creditor!!!&nbsp; NOTIFY your bank &amp; pay to have stop payments for any amount from that company!!!!!!!!!!!!!!!!!!!!!<BR /></DIV><DIV></DIV> Thu, 20 Sep 2007 23:19:46 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Next-step/m-p/69649#M43989 Anonymous 2007-09-20T23:19:46Z