topic Re: Do banks receive limited information on a Soft Inq? in General Credit Topics

Do banks receive limited information on a Soft Inq?

Anonymous — Sat, 22 Sep 2007 14:42:41 GMT

Do banks receive limited information on a Soft Inq?

Re: Do banks receive limited information on a Soft Inq?

Anonymous — Sat, 22 Sep 2007 15:21:08 GMT

It is my understanding on a AR Soft- they get everything.

Re: Do banks receive limited information on a Soft Inq?

Tuscani — Mon, 24 Sep 2007 02:26:55 GMT

Yes everything. Only difference between soft and hard is the coding.

Re: Do banks receive limited information on a Soft Inq?

Anonymous — Mon, 24 Sep 2007 14:43:57 GMT

Why are they so strict on hard inqs then? Banks really "Really" hold their ground with hard inqs. It is so much easier to remove a late then an inq from what I have seen.

Re: Do banks receive limited information on a Soft Inq?

Anonymous — Mon, 24 Sep 2007 14:47:35 GMT

Because they are out to get "ilovepizza"

In theory-they want to show other creditors you are seeking new/additional credit.

@Anonymous wrote:
Why are they so strict on hard inqs then? Banks really "Really" hold their ground with hard inqs. It is so much easier to remove a late then an inq from what I have seen.