https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71176#M44666 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />creditgirl wrote:<BR /><DIV>I have a Zale's account showing up as as charged off and is now with LVNV, however, the account is not showing up as a collection acct but it is under installment loans.&nbsp; The account is about 2 years old and I'm wondering if it is having a worse affect as an installment loan than it would if it were classified as a collection account?&nbsp; I'm not going to bother it until I have the money to pay it, I just wanted to know if I should leave it as it is or dispute it (when I have the money since it's within SOL).</DIV><DIV>&nbsp;</DIV><DIV>Also, should a cell phone bill be reporting as an installment loan if it is with a ca?</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>within SOL&nbsp; DO NOT TOUCH IT!!!</DIV><DIV>&nbsp;</DIV><DIV>It is collections that hurt not revolving.<BR /></DIV><DIV></DIV> Mon, 24 Sep 2007 16:58:09 GMT Anonymous 2007-09-24T16:58:09Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71047#M44601 <DIV>I have a Zale's account showing up as as charged off and is now with LVNV, however, the account is not showing up as a collection acct but it is under installment loans.&nbsp; The account is about 2 years old and I'm wondering if it is having a worse affect as an installment loan than it would if it were classified as a collection account?&nbsp; I'm not going to bother it until I have the money to pay it, I just wanted to know if I should leave it as it is or dispute it (when I have the money since it's within SOL).</DIV><DIV>&nbsp;</DIV><DIV>Also, should a cell phone bill be reporting as an installment loan if it is with a ca?</DIV> Mon, 24 Sep 2007 04:42:30 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71047#M44601 creditgirl 2007-09-24T04:42:30Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71174#M44665 <DIV>Bump!</DIV> Mon, 24 Sep 2007 16:50:06 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71174#M44665 creditgirl 2007-09-24T16:50:06Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71176#M44666 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />creditgirl wrote:<BR /><DIV>I have a Zale's account showing up as as charged off and is now with LVNV, however, the account is not showing up as a collection acct but it is under installment loans.&nbsp; The account is about 2 years old and I'm wondering if it is having a worse affect as an installment loan than it would if it were classified as a collection account?&nbsp; I'm not going to bother it until I have the money to pay it, I just wanted to know if I should leave it as it is or dispute it (when I have the money since it's within SOL).</DIV><DIV>&nbsp;</DIV><DIV>Also, should a cell phone bill be reporting as an installment loan if it is with a ca?</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>within SOL&nbsp; DO NOT TOUCH IT!!!</DIV><DIV>&nbsp;</DIV><DIV>It is collections that hurt not revolving.<BR /></DIV><DIV></DIV> Mon, 24 Sep 2007 16:58:09 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collection-accts-for-cc-s-showing-up-as-installment-loans-HELP/m-p/71176#M44666 Anonymous 2007-09-24T16:58:09Z