https://ficoforums.myfico.com/t5/General-Credit-Topics/ruinining-credit-without-being-a-business/m-p/8144#M4995 <DIV>This is true, although a judgment is a public record.&nbsp; This just means that anyone can go look it up in the court records (unlike your credit records, which are only available to hackers).&nbsp;</DIV> Sun, 13 May 2007 20:23:00 GMT Anonymous 2007-05-13T20:23:00Z https://ficoforums.myfico.com/t5/General-Credit-Topics/ruinining-credit-without-being-a-business/m-p/8116#M4975 <DIV>You can have anegative affect on another perosn's credit. Let's say they owe you money, atke them to small claims court and win a judjement agianst them. This automatically puts the court action on their report. It is the next worst thing to a public record.and impacts their score a lot.</DIV><DIV>&nbsp;</DIV><DIV>Bob</DIV> Sun, 13 May 2007 18:16:09 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/ruinining-credit-without-being-a-business/m-p/8116#M4975 CreditBob 2007-05-13T18:16:09Z https://ficoforums.myfico.com/t5/General-Credit-Topics/ruinining-credit-without-being-a-business/m-p/8144#M4995 <DIV>This is true, although a judgment is a public record.&nbsp; This just means that anyone can go look it up in the court records (unlike your credit records, which are only available to hackers).&nbsp;</DIV> Sun, 13 May 2007 20:23:00 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/ruinining-credit-without-being-a-business/m-p/8144#M4995 Anonymous 2007-05-13T20:23:00Z