topic Re: Thread That Compares Credit Watching Services in General Credit Topics

Thread That Compares Credit Watching Services

John060675 — Wed, 24 Oct 2007 18:00:31 GMT

There used to be a thread that gave the info on all the credit monitoring services. It gave prices, details on the services, etc. I cannot find it anymore.

If someone knows where it is, please let me know. Thank you.

Re: Thread That Compares Credit Watching Services

SmartCookie — Wed, 24 Oct 2007 20:15:16 GMT

Probably Noah's. l'll bump that thread for discussion. You can find it in Understanding FICO scoring.

Re: Thread That Compares Credit Watching Services

John060675 — Wed, 24 Oct 2007 20:26:24 GMT

I found it finally. Thanks for the follow up.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=5457&view=by_date_ascending&page=1

Re: Thread That Compares Credit Watching Services

Anonymous — Sat, 29 Dec 2007 19:48:04 GMT

National City Identity Protect.

Is anyone still using this? I am a little leary of signing up for any of these. I don't know exactly what benefit the FAKO scores will be for me. Do they at least follow a trend or are they just haphazardly high and low compared to FICO? Meaning if Fakos are improving then FICOs are as well, albeit different numbers for scores? Let me know if you are using this and if not, why and what are you using now? Seems a lot of people using Truecredit, buy now changing over to others. I assume most people pull frequent reports for the reports themselves, not the scores. Thanks

Re: Thread That Compares Credit Watching Services

Anonymous — Sat, 29 Dec 2007 19:52:28 GMT

i do ncip because at 15 bucks it's a bargain for me and dw both. i also use amex cs and have subscribed to fico tu quarterly monitoring and scorewatch. ya, i need a hobby!

oh, the scores are useless w/ncip and they don't follow any fico trend.

Re: Thread That Compares Credit Watching Services

unkfrank — Sat, 29 Dec 2007 20:13:08 GMT

I use NCIP basically to see my reports to check if GW letters have worked, inquiries, etc. The score I get from that site is so different from myFICO scores that personally I give the NCIP score little credibility.