topic Re: CLI request in General Credit Topics

CLI request

Anonymous — Thu, 25 Oct 2007 19:27:34 GMT

Does anyone know which lenders will not pull a CBR when you request a CLI? Thanks!

Re: CLI request

Anonymous — Thu, 25 Oct 2007 20:09:27 GMT

Jemi, both Cap1 & WaMu have told me over the phone, that their cli's stem from internal review, and do not pull an inq on you.

And I'm sure there are others, just don't know who they are.

Re: CLI request

PayYouNever — Thu, 25 Oct 2007 20:14:14 GMT

First Premier does internal review as well, so you can go with the. Although you're looking at $105 in annual fees.

Re: CLI request

Anonymous — Thu, 25 Oct 2007 20:14:34 GMT

Thanks! Unfortunately, I don't have cards from either of them. I was hoping Chase or B of A might just do an internal review. I'll call and ask them.

Re: CLI request

John060675 — Thu, 25 Oct 2007 20:17:21 GMT

Sylviatob,

Cap 1 did a soft on me when I requested the CLI. However, they did not do a soft or hard when they initiated the CLI.

Re: CLI request

Anonymous — Thu, 25 Oct 2007 20:38:16 GMT

Interesting John. Thanks

Re: CLI request

smallfry — Thu, 25 Oct 2007 20:52:38 GMT

Chase will always pull a hard on you. BOA from what I have heard is pretty free with the CLI's if you use the cards and have an excellent payment history.

Re: CLI request

fused — Fri, 26 Oct 2007 01:01:17 GMT

Amex

FIA

Sometimes CITI