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    <title>topic Re: Moving on up  :) in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87177#M52142</link>
    <description>&lt;DIV&gt;Wonderful, congrats on&amp;nbsp;your success!&amp;nbsp; It feels so good to see the results of your efforts, doesn't it?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Keep it up!&amp;nbsp; I look forward to hearing more from you in the near future!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;*&lt;/DIV&gt;&lt;DIV&gt;mis&lt;/DIV&gt;</description>
    <pubDate>Sat, 27 Oct 2007 04:31:02 GMT</pubDate>
    <dc:creator>miskiss</dc:creator>
    <dc:date>2007-10-27T04:31:02Z</dc:date>
    <item>
      <title>Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87156#M52139</link>
      <description>&lt;DIV&gt;Yep, that's the song I'm singing!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I registered on this site two months ago.&amp;nbsp; And as of today I've raised my Equifax from 550 to 589.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;It's funny because I come here and see all the people with their glorious cards and high ficos and - well - sometimes it makes me sad that I am so far behind.&amp;nbsp; Then something wonderful will happen, all the advice and posts make me have hope, make me try harder.&amp;nbsp; And it shows in my scores.&amp;nbsp; This is just the tip of the iceburg and I plan to keep up with the climb.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks to all!&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 04:04:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87156#M52139</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T04:04:40Z</dc:date>
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    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87177#M52142</link>
      <description>&lt;DIV&gt;Wonderful, congrats on&amp;nbsp;your success!&amp;nbsp; It feels so good to see the results of your efforts, doesn't it?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Keep it up!&amp;nbsp; I look forward to hearing more from you in the near future!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;*&lt;/DIV&gt;&lt;DIV&gt;mis&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 04:31:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87177#M52142</guid>
      <dc:creator>miskiss</dc:creator>
      <dc:date>2007-10-27T04:31:02Z</dc:date>
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    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87178#M52143</link>
      <description>Congrats- just keep at it&lt;BR /&gt;&lt;BR /&gt;You will be surprised what low UTL and on time payments will do.&lt;BR /&gt;&lt;BR /&gt;For the record - very few people on the board are admitted "High Achievers"</description>
      <pubDate>Sat, 27 Oct 2007 04:33:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87178#M52143</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T04:33:00Z</dc:date>
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    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87185#M52146</link>
      <description>&lt;DIV&gt;Congratulations, keep up the good work.&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 04:48:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87185#M52146</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T04:48:05Z</dc:date>
    </item>
    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87187#M52147</link>
      <description>&lt;DIV&gt;Great&amp;nbsp;job Willows !!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Believe me I am with you 100% +++&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;DIV&gt;When I signed up for myfico and found this forum on &lt;U&gt;7/7/07&lt;/U&gt; my FICO's were as follows:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;TU 578&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;EQ 572&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;EX 593&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I received a lot of advice,&amp;nbsp;put it into action&amp;nbsp;and am continuing on my mission to home ownership.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My FICO's as of 10/21/07 were:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;TU 675&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;EQ 652&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;EX 644&lt;/STRONG&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;&lt;/STRONG&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I paid down UTIL to 6% this week and added $2000 CL so am looking for another positive boost next month&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Keep up the great work -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;Someday I will be a high achiever as well &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/STRONG&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 04:48:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87187#M52147</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T04:48:41Z</dc:date>
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    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87233#M52166</link>
      <description>&lt;DIV&gt;ummm, with FICO scores increasing nearly a hundred points, I believe there is no doubt that you ARE a high achiever!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Keep up the good work!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&amp;nbsp;*&lt;/DIV&gt;&lt;DIV&gt;mis&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 11:57:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87233#M52166</guid>
      <dc:creator>miskiss</dc:creator>
      <dc:date>2007-10-27T11:57:56Z</dc:date>
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    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87239#M52169</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;The best person to learn from is someone who is where you want to be -&amp;nbsp; the people here when it comes to FICO and credit.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I know I can get there - in my case it is time that will get me there.&amp;nbsp; It took time to make the mess - it takes time to clean it up (hopefully less time though).&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Establishinng good habits that will stay with you the rest of your life - that is invaluable.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Lady_Scarlet on &lt;SPAN class="date_text"&gt;10-27-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:59 AM&lt;/SPAN&gt;</description>
      <pubDate>Sat, 27 Oct 2007 12:59:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87239#M52169</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T12:59:17Z</dc:date>
    </item>
    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87270#M52189</link>
      <description>That's great progress, way to go! Just keep looking at your progress with an eye on your goal and you'll be there in no time!</description>
      <pubDate>Sat, 27 Oct 2007 14:21:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87270#M52189</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T14:21:47Z</dc:date>
    </item>
    <item>
      <title>Re: Moving on up  :)</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87272#M52190</link>
      <description>&lt;DIV&gt;congrats!&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 14:23:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Moving-on-up/m-p/87272#M52190</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T14:23:59Z</dc:date>
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