https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87197#M52151 <DIV>Hard to say with 100% certainty, but I doubt it is effecting your score much.&nbsp; From my own person experience, I had a 6.5 year old collection account removed early and it changed my score exaclty zero point.&nbsp; No change at all.&nbsp; It was a bummer.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Sat, 27 Oct 2007 05:29:47 GMT John060675 2007-10-27T05:29:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87191#M52149 <DIV>I have a derog on my account from my bank. It is 6 years old right now. Do you think it is hurting my score real bad right now? Since it is so old.</DIV><DIV>&nbsp;</DIV><DIV>Ive tried to have it removed with no luck.</DIV> Sat, 27 Oct 2007 05:11:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87191#M52149 Anonymous 2007-10-27T05:11:35Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87197#M52151 <DIV>Hard to say with 100% certainty, but I doubt it is effecting your score much.&nbsp; From my own person experience, I had a 6.5 year old collection account removed early and it changed my score exaclty zero point.&nbsp; No change at all.&nbsp; It was a bummer.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Sat, 27 Oct 2007 05:29:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87197#M52151 John060675 2007-10-27T05:29:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87211#M52160 <DIV>I didnt think think it would do much.</DIV> Sat, 27 Oct 2007 06:07:17 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Derog-question/m-p/87211#M52160 Anonymous 2007-10-27T06:07:17Z