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    <title>topic Re: MOV? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87475#M52273</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="7" face="Comic Sans MS" color="#3300cc"&gt;&lt;STRONG&gt;BETTER NOW?&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;CRA&lt;BR /&gt;ADDRESS&lt;BR /&gt;ADDRESS&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Date&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Dear Sir or Madam:&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;On __________ I filed a dispute with &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; regarding the account from _________ which appears on my &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; credit report. On ________ I received the results of the investigation stating that the account had been verified. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Under the Fair Credit Reporting Act, section 611(a)(7), I am entitled to receive a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of any furnisher of information and the telephone number of such furnisher, if reasonably available. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Please mail this information to me at the address below:&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Name&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Sincerely,&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;(TYPED NAME)&lt;/FONT&gt;&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;/DIV&gt;</description>
    <pubDate>Sat, 27 Oct 2007 22:50:33 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-10-27T22:50:33Z</dc:date>
    <item>
      <title>MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/85869#M51542</link>
      <description>&lt;DIV&gt;When a cra comes back with an item being "verified" yet the address and the phone number listed on the credit report is bad is this a time for MOV?&amp;nbsp; Has anyone had any luck with gettting things removed with the MOV letter?&amp;nbsp; thanks&lt;/DIV&gt;</description>
      <pubDate>Wed, 24 Oct 2007 21:19:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/85869#M51542</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-24T21:19:58Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86400#M51777</link>
      <description>&lt;DIV&gt;I am curious about this as well...&lt;/DIV&gt;</description>
      <pubDate>Thu, 25 Oct 2007 20:29:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86400#M51777</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-25T20:29:10Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86452#M51803</link>
      <description>What does MOV mean? It's not listed in the abbreviation chart????</description>
      <pubDate>Thu, 25 Oct 2007 22:44:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86452#M51803</guid>
      <dc:creator>rizeninme</dc:creator>
      <dc:date>2007-10-25T22:44:43Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86454#M51805</link>
      <description>&lt;DIV&gt;Method of Verification.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;If anyone has an example of a letter to post, please do.&amp;nbsp; The link that people always puts up when someone asks this question only tells what sort of items to put in the letter.&amp;nbsp; An actual example of a letter would be more educational and easier to understand IMO.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks.&lt;/DIV&gt;</description>
      <pubDate>Thu, 25 Oct 2007 22:47:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86454#M51805</guid>
      <dc:creator>John060675</dc:creator>
      <dc:date>2007-10-25T22:47:07Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86572#M51852</link>
      <description>&lt;DIV&gt;Yes, I have been blown off by EX and TU on this.&amp;nbsp;&amp;nbsp; Only a generic response giving me all kinds of nonsense verbiage......&lt;/DIV&gt;</description>
      <pubDate>Fri, 26 Oct 2007 02:12:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86572#M51852</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-26T02:12:59Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86901#M52035</link>
      <description>&lt;DIV&gt;*bump*&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Anyone have a sample letter?&lt;/DIV&gt;</description>
      <pubDate>Fri, 26 Oct 2007 19:41:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86901#M52035</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-26T19:41:29Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86973#M52068</link>
      <description>&lt;DIV&gt;Megan,&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have bumped this same question before.&amp;nbsp; People always talk about sending MOV letters, but when you ask for a sample they will not post.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I am not sure why they are so unwilling to help out others with this subject.&lt;/DIV&gt;</description>
      <pubDate>Fri, 26 Oct 2007 21:38:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86973#M52068</guid>
      <dc:creator>John060675</dc:creator>
      <dc:date>2007-10-26T21:38:58Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86982#M52077</link>
      <description>Google creditboards and psychdoc. There is a wealth of info out there if you want to take the time.</description>
      <pubDate>Fri, 26 Oct 2007 21:54:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/86982#M52077</guid>
      <dc:creator>smallfry</dc:creator>
      <dc:date>2007-10-26T21:54:35Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87002#M52094</link>
      <description>&lt;DIV&gt;Google and use that forum to improve your credit situation.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;At the end of the day, this site is pro-business (the heavies, not the&amp;nbsp;contributors)&amp;nbsp;and what classifies as disallowed "credit repair" is defined far, far too broadly.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;In its early days, you could find a lot of very good information to help you.&amp;nbsp; Lately, however, it seems that this site has become a "here's my story" and "GW Success!" forum.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Just callin' 'em like I see 'em.&lt;/DIV&gt;</description>
      <pubDate>Fri, 26 Oct 2007 22:54:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87002#M52094</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-26T22:54:33Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87467#M52269</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
ALEXREDD wrote:&lt;BR /&gt;
&lt;DIV&gt;Google and use that forum to improve your credit situation.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;At the end of the day, this site is pro-business (the heavies, not the&amp;nbsp;contributors)&amp;nbsp;and what classifies as disallowed "credit repair" is defined far, far too broadly.&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;In its early days, you could find a lot of very good information to help you.&amp;nbsp; Lately, however, it seems that this site has become a "here's my story" and "GW Success!" forum.&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Just callin' 'em like I see 'em.&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;I'm sorry we continue to disappoint you. Why bother and visit here anymore?&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by fused on &lt;SPAN class="date_text"&gt;11-01-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;01:04 PM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:04:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87467#M52269</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-01T23:04:43Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87475#M52273</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="7" face="Comic Sans MS" color="#3300cc"&gt;&lt;STRONG&gt;BETTER NOW?&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;CRA&lt;BR /&gt;ADDRESS&lt;BR /&gt;ADDRESS&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Date&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Dear Sir or Madam:&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;On __________ I filed a dispute with &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; regarding the account from _________ which appears on my &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; credit report. On ________ I received the results of the investigation stating that the account had been verified. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Under the Fair Credit Reporting Act, section 611(a)(7), I am entitled to receive a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of any furnisher of information and the telephone number of such furnisher, if reasonably available. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Please mail this information to me at the address below:&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Name&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Sincerely,&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;(TYPED NAME)&lt;/FONT&gt;&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 27 Oct 2007 22:50:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/87475#M52273</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-10-27T22:50:33Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90019#M53240</link>
      <description>&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 01 Nov 2007 23:03:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90019#M53240</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-01T23:03:08Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90196#M53296</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;I'm not sure about all this drama, but I found a site that explains MOV very well. It seems to be a perfectly reasonable thing to do to be sure that a debt is valid.&lt;BR /&gt;&lt;BR /&gt;&lt;FONT color="#ff0000"&gt;Edited!&lt;/FONT&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by fused on &lt;SPAN class="date_text"&gt;11-01-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;05:20 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 02 Nov 2007 03:20:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90196#M53296</guid>
      <dc:creator>rizeninme</dc:creator>
      <dc:date>2007-11-02T03:20:33Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90204#M53297</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
rizeninme wrote:&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;I'm not sure about all this drama, but I found a site that explains MOV very well. It seems to be a perfectly reasonable thing to do to be sure that a debt is valid.&lt;BR /&gt;&lt;BR /&gt;&lt;FONT color="#ff0000"&gt;Edited!&lt;/FONT&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by fused on &lt;SPAN class="date_text"&gt;11-01-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;05:20 PM&lt;/SPAN&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;Thank you for your post but I had to edit the CIC link because posting a link to credit repair site is prohibited in myfico forums and violates terms of service and user guidelines. Please refer to them for more information. Thank you for your contributions.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;fused&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 02 Nov 2007 03:24:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90204#M53297</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-02T03:24:49Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90216#M53304</link>
      <description>&lt;DIV&gt;&lt;P&gt;CRA&lt;BR /&gt;ADDRESS&lt;BR /&gt;ADDRESS&lt;/P&gt;&lt;P&gt;Date&lt;/P&gt;&lt;P&gt;Dear Sir or Madam:&lt;/P&gt;&lt;P&gt;On __________ I filed a dispute with Experian regarding the account from _________ which appears on my Experian credit report. On ________ I received the results of the investigation stating that the account had been verified.&lt;/P&gt;&lt;P&gt;Under the Fair Credit Reporting Act, section 611(a)(7), I am entitled to receive a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of any furnisher of information and the telephone number of such furnisher, if reasonably available.&lt;/P&gt;&lt;P&gt;Please mail this information to me at the address below:&lt;/P&gt;&lt;P align="center"&gt;Name&lt;/P&gt;&lt;P align="center"&gt;Address&lt;/P&gt;&lt;P align="center"&gt;Address&lt;/P&gt;&lt;P&gt;Sincerely,&lt;/P&gt;&lt;P&gt;(TYPED NAME)&lt;/P&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 02 Nov 2007 04:56:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/90216#M53304</guid>
      <dc:creator>miskiss</dc:creator>
      <dc:date>2007-11-02T04:56:17Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/92818#M54115</link>
      <description>&lt;A target="_blank" href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;amp;thread.id=6237"&gt;http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;amp;thread.id=6237&lt;/A&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 06 Nov 2007 22:16:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/92818#M54115</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-06T22:16:07Z</dc:date>
    </item>
    <item>
      <title>Re: MOV?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/111245#M59879</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;CRA&lt;BR /&gt;ADDRESS&lt;BR /&gt;ADDRESS&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Date&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Dear Sir or Madam:&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;On __________ I filed a dispute with &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; regarding the account from _________ which appears on my &lt;/SPAN&gt;&lt;SPAN&gt;Experian&lt;/SPAN&gt;&lt;SPAN&gt; credit report. On ________ I received the results of the investigation stating that the account had been verified. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;Under the Fair Credit Reporting Act, section 611(a)(7), I am entitled to receive a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of any furnisher of information and the telephone number of such furnisher, if reasonably available. &lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Please mail this information to me at the address below:&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Name&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P align="center"&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Address&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;Sincerely,&lt;/FONT&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;SPAN&gt;(TYPED NAME)&lt;/SPAN&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;FONT size="3" color="#000000"&gt;&lt;/FONT&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 07 Dec 2007 22:56:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/MOV/m-p/111245#M59879</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-07T22:56:37Z</dc:date>
    </item>
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