https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95156#M54785 <DIV>My fico purchase indicates that I have a missed payment 10 months ago, but I don't.&nbsp; If this is the case my FICO score is incorrect!! Please explain!!</DIV> Sat, 10 Nov 2007 17:45:23 GMT Anonymous 2007-11-10T17:45:23Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95156#M54785 <DIV>My fico purchase indicates that I have a missed payment 10 months ago, but I don't.&nbsp; If this is the case my FICO score is incorrect!! Please explain!!</DIV> Sat, 10 Nov 2007 17:45:23 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95156#M54785 Anonymous 2007-11-10T17:45:23Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95248#M54789 <DIV>Hi and Welcome! I would dispute this late payment with the credit bureaus as <EM>never paid late</EM>. Also, I would highly recommend you read Tuscani's credit scoring 101 thread below.</DIV> <DIV>&nbsp;</DIV> <DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;thread.id=2654" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;thread.id=2654</A></DIV> Sat, 10 Nov 2007 21:00:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95248#M54789 fused 2007-11-10T21:00:58Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95771#M54891 <DIV>That is the problem.&nbsp; I haven't had a late payment on my accounts in more than 3 years.&nbsp; Yet it states I have a recent late payment.&nbsp; The Late payments are not listed on my credit file!</DIV> Mon, 12 Nov 2007 00:49:02 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Late-Payment/m-p/95771#M54891 Anonymous 2007-11-12T00:49:02Z