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    <title>topic Re: What Is Your Favorite Forum At MyFICO And Why? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97498#M55375</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;fused wrote:&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;MidnightVoice wrote:&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;fused wrote:&lt;/DIV&gt;&lt;DIV&gt;We'll leave the task of insulting mods to MV, no one can top his creativity, no one.&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;It takes a con to recognize a con&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&amp;nbsp; So I have advantages that most don't have&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;See what I mean hauling!&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;P&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;One or both of us have been zinged, but I can't figure out exactly whom...&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Wed, 14 Nov 2007 21:01:37 GMT</pubDate>
    <dc:creator>haulingthescoreup</dc:creator>
    <dc:date>2007-11-14T21:01:37Z</dc:date>
    <item>
      <title>What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96903#M55241</link>
      <description>&lt;DIV&gt;My favorite forum at myfico is &lt;EM&gt;Understanding FICO Scoring&lt;/EM&gt;. I simply enjoy discussions on understanding scoring (some say this is impossible, I say no not completely true) and how to improve scores. The &lt;EM&gt;Credit Card&lt;/EM&gt; forum is my second favorite.&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:30:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96903#M55241</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-13T22:30:55Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96913#M55246</link>
      <description>&lt;DIV&gt;I love the Credit Cards forum.&amp;nbsp; I just love talking about plastic and gossiping about companies I hate!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;ooh and talking about my trials and tribulations, line increases, apr reductions, and other successes.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;It's cool to have someone to cheer you on and boo you when you make a mistake...&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:43:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96913#M55246</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-13T22:43:55Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96918#M55248</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Favorite?&amp;nbsp; Credit Cards ... cuz I've given up on "understanding FICO."&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Until we know what the capabilities of the Credit Reporting Software the OCs are using (and their ability to enter the data properly)&amp;nbsp; are ... and how their software meshes with whatever the CRAs are using ... the FICO score thing is still amazingly frustrating and I just wanna forget about it.&amp;nbsp; There's just too much going on with the CRAs trying to tweak the data they receive when the systems don't move in tandem.&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:45:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96918#M55248</guid>
      <dc:creator>Dawn</dc:creator>
      <dc:date>2007-11-13T22:45:12Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96920#M55249</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;Any forum where there are women, whiskey and songs&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:46:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96920#M55249</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-11-13T22:46:16Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96931#M55252</link>
      <description>I have to say Credit Card Forum is my fav, followed closely by Understanding FICO scoring. Then Credit in the News, then Forum Feedback, then myFiCo Products. Oh heck, I like them all.&lt;BR /&gt;&lt;BR /&gt;When I first came here, I concentrated in the Gen'l Credit issues, as I had 3 collections on my CR(which I was totally unaware I had), and one charge off. Thanks to this forum, and following the advice I received, they are all gone.&lt;BR /&gt;&lt;BR /&gt;As I have no mortgage anymore(we paid it off last year), and no car loans(2 pd in Aug), I'm concentrating on getting my cl's up on either the cards I do have, or applying for some higher balance cards, and closing the lower limit one's.&lt;BR /&gt;&lt;BR /&gt;There's not a day that goes by, that I don't learn a thing or 2. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:54:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96931#M55252</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-13T22:54:01Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96932#M55253</link>
      <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;Any forum where there are women, whiskey and songs&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;BR /&gt;te&amp;gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Oh good grief! I thought you'd come up with something silly like that! LOL&lt;BR /&gt;&lt;BR /&gt;(I'm a scotch drinker, does that count?)&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Tue, 13 Nov 2007 22:55:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96932#M55253</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-13T22:55:29Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96940#M55255</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;Any forum where there are women, whiskey and songs&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;BR /&gt;te&amp;gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Oh good grief! I thought you'd come up with something silly like that! LOL&lt;BR /&gt;&lt;BR /&gt;(I'm a scotch drinker, does that count?)&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;I like Bacardi Razz...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;and Captain Morgan.&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 23:03:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96940#M55255</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-13T23:03:32Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96944#M55256</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;Any forum where there are women, whiskey and songs&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;BR /&gt;te&amp;gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Oh good grief! I thought you'd come up with something silly like that! LOL&lt;BR /&gt;&lt;BR /&gt;(I'm a scotch drinker, does that count?)&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;I like Bacardi Razz...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;and Captain Morgan.&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;We are going to have to be careful, or the FICO police will get us for making jokes in a credit forum&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 23:06:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96944#M55256</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-11-13T23:06:07Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96960#M55263</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
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&lt;HR /&gt;
&lt;/DIV&gt;
&lt;DIV&gt;MidnightVoice wrote:&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;We are going to have to be careful, or the FICO police will get us for making jokes in a credit forum&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;Ok then, why don't we share our favorite libation AND our favorite forum at myfico!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 23:19:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96960#M55263</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-13T23:19:20Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96964#M55265</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;fused wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;MidnightVoice wrote:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;We are going to have to be careful, or the FICO police will get us for making jokes in a credit forum&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;Ok then, why don't we share our favorite libation AND our favorite forum at myfico!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;I am afraid a spell in the tropics rather curtailed my libation intake, but my favorite for(ums)(a) are the same as yours.&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 13 Nov 2007 23:23:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/96964#M55265</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-11-13T23:23:55Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97018#M55273</link>
      <description>Favorite libation WHILE foruming, or favorite libation AND forum? Either way, it's be a tall, cool beverage from the Great Lakes Brewery, currently it would be Christmas Ale (which is only seasonal &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; ) Favorite forums would be Auto, Mortgage, etc. (since a new vehicle is in the near future) and General Credit, mostly for overall knowledge (since I'm not knowledgeable enough to contribute at the moment - I'd rather be learning right now).</description>
      <pubDate>Wed, 14 Nov 2007 00:20:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97018#M55273</guid>
      <dc:creator>unkfrank</dc:creator>
      <dc:date>2007-11-14T00:20:54Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97032#M55278</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Favorite Libations-&lt;/DIV&gt;&lt;DIV&gt;Myers's Rum&lt;/DIV&gt;&lt;DIV&gt;Rolling Rock/Beck's&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Favorite Forums-&lt;/DIV&gt;&lt;DIV&gt;Credit Cards&lt;/DIV&gt;&lt;DIV&gt;General Credit Issues&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;edit-&lt;/DIV&gt;&lt;DIV&gt;When I first came here I spent a lot of time reading the posts on&amp;nbsp;Understanding Fico Scoring, really helped me out.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Now, I've been most interested in the Mortgage posts as I'm maybe thinking of getting a house sometime in the next year or two.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Anderson on &lt;SPAN class="date_text"&gt;11-13-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;05:03 PM&lt;/SPAN&gt;</description>
      <pubDate>Wed, 14 Nov 2007 01:03:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97032#M55278</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-14T01:03:30Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97061#M55286</link>
      <description>I'm the same as fused --Trying to Understand FICO Scoring, 'cause I keep trying to figure out the math, and Credit Cards, which at first was like watching Demolition Derby (and sometimes still is.) With both, good cheap pinot noir, but when fused gets going on buckets, Jim Beam is medically indicated. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;I also like the two near the bottom, Using myFICO® Products and FICO® Forums Feedback. Using myFICO Products has all the crazed new people trying to figure out why they don't get Score Alerts, and why when they click on the EQ number they get one thing, but another when they click on TU, and why the heck their EX score is 100 points different from the one they got somewhere else. FICO Forums Feedback lets me whine about Firefox issues and insult the mods.</description>
      <pubDate>Wed, 14 Nov 2007 01:52:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97061#M55286</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-11-14T01:52:01Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97156#M55300</link>
      <description>&lt;DIV&gt;My fav forums are Credit Cards and Loans because that's what I have and I like to learn more about them and help those I can.&lt;/DIV&gt;</description>
      <pubDate>Wed, 14 Nov 2007 04:31:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97156#M55300</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-14T04:31:50Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97158#M55301</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
&lt;/DIV&gt;
&lt;DIV&gt;haulingthescoreup wrote:&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;FICO Forums Feedback lets me whine about Firefox issues and insult the mods.&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;We'll leave the task of insulting mods to MV, no one can top his creativity, no one. Well, I try to refrain from boozing up while on the forums but I like to sip on some beer during week nights and maybe some hard stuff on the weekends...a little scotch and if I'm lucky an expensive cognac on occasion. 
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 14 Nov 2007 04:33:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97158#M55301</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-14T04:33:00Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97215#M55315</link>
      <description>It's too hard to try to type in the whole timing of CC payments to show under 10% util thing if you're lit! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; It's bad enough before coffee.</description>
      <pubDate>Wed, 14 Nov 2007 11:30:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97215#M55315</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-11-14T11:30:57Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97240#M55320</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;fused wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;We'll leave the task of insulting mods to MV, no one can top his creativity, no one.&amp;nbsp;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;It takes a con to recognize a con&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&amp;nbsp; So I have advantages that most don't have&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 14 Nov 2007 13:21:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97240#M55320</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-11-14T13:21:28Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97458#M55367</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
MidnightVoice wrote:&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
fused wrote:&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;We'll leave the task of insulting mods to MV, no one can top his creativity, no one.&amp;nbsp;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;It takes a con to recognize a con&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&amp;nbsp; So I have advantages that most don't have&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;See what I mean hauling!&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 14 Nov 2007 20:17:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97458#M55367</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-11-14T20:17:50Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97498#M55375</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;fused wrote:&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;MidnightVoice wrote:&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;DIV&gt;fused wrote:&lt;/DIV&gt;&lt;DIV&gt;We'll leave the task of insulting mods to MV, no one can top his creativity, no one.&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;It takes a con to recognize a con&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&amp;nbsp; So I have advantages that most don't have&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;See what I mean hauling!&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;P&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;One or both of us have been zinged, but I can't figure out exactly whom...&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 14 Nov 2007 21:01:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97498#M55375</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-11-14T21:01:37Z</dc:date>
    </item>
    <item>
      <title>Re: What Is Your Favorite Forum At MyFICO And Why?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97508#M55381</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I agree with "fused". In fact I learned a significant amount just today. &lt;STRONG&gt;&lt;EM&gt;&lt;U&gt;"Understanding FICO scoring"&lt;/U&gt;&lt;/EM&gt;&lt;/STRONG&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by jackg on &lt;SPAN class="date_text"&gt;11-14-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;01:19 PM&lt;/SPAN&gt;</description>
      <pubDate>Wed, 14 Nov 2007 21:19:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/What-Is-Your-Favorite-Forum-At-MyFICO-And-Why/m-p/97508#M55381</guid>
      <dc:creator>jackg</dc:creator>
      <dc:date>2007-11-14T21:19:41Z</dc:date>
    </item>
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