https://ficoforums.myfico.com/t5/General-Credit-Topics/Private-student-loan-help/m-p/99472#M55913 <DIV>I want to go to a trade school. There is a 5000.00 balance that I need to get a private student loan for. I applied for 2 different ones at the school. Student Loan Xpress and Nellie Mae Excel. I'm just worried about getting approved for them....</DIV><DIV>&nbsp;</DIV><DIV>My situation.....</DIV><DIV>&nbsp;</DIV><DIV>Bk discharged Apr. 2005....my credit is all positive since then. No late payments at all. I have&nbsp;gotten a&nbsp;mortgage and new car since then. Also a couple smaller accounts(Home Depot, GE Moneybank-for my new washer) My scores were all mid 600's last I checked in July '07. I make approx. 37K a year. Do you think i'll have a problem getting approved for either of the above loans? Thanks!!!</DIV> Sun, 18 Nov 2007 01:10:53 GMT gramps1968 2007-11-18T01:10:53Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Private-student-loan-help/m-p/99472#M55913 <DIV>I want to go to a trade school. There is a 5000.00 balance that I need to get a private student loan for. I applied for 2 different ones at the school. Student Loan Xpress and Nellie Mae Excel. I'm just worried about getting approved for them....</DIV><DIV>&nbsp;</DIV><DIV>My situation.....</DIV><DIV>&nbsp;</DIV><DIV>Bk discharged Apr. 2005....my credit is all positive since then. No late payments at all. I have&nbsp;gotten a&nbsp;mortgage and new car since then. Also a couple smaller accounts(Home Depot, GE Moneybank-for my new washer) My scores were all mid 600's last I checked in July '07. I make approx. 37K a year. Do you think i'll have a problem getting approved for either of the above loans? Thanks!!!</DIV> Sun, 18 Nov 2007 01:10:53 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Private-student-loan-help/m-p/99472#M55913 gramps1968 2007-11-18T01:10:53Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Private-student-loan-help/m-p/99508#M55922 <DIV>I currently attend DeVry University, which is pretty expensive. I also have a bankrupcy from 2004 with some other stuff. I applied with Chase Finace and Wachovia Student Finance i was approved for both loans. I chose Chase becasue their interest rate was a little cheaper than Wachovia. My scores was in the low 500's when i applied, but has then increased. You might want to give them a shot.</DIV> Sun, 18 Nov 2007 02:10:27 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Private-student-loan-help/m-p/99508#M55922 Anonymous 2007-11-18T02:10:27Z