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    <title>topic Re: Almost ready to join the 700 Club!! in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107141#M58335</link>
    <description>&lt;DIV&gt;wtg, you are getting there.&lt;/DIV&gt;</description>
    <pubDate>Sat, 01 Dec 2007 17:12:44 GMT</pubDate>
    <dc:creator>nathan</dc:creator>
    <dc:date>2007-12-01T17:12:44Z</dc:date>
    <item>
      <title>Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107031#M58313</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;Well!&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;It's been tough, but I'm finally on the brink of breaking into the 700's-&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;June '07&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nov '07&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;TU:&amp;nbsp; 555&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; TU:&amp;nbsp; 694&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;EX:&amp;nbsp; 587&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; EX:&amp;nbsp; 665&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;EQ:&amp;nbsp; 646&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; EQ:&amp;nbsp; 674&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;Just a couple more things to do, like disputing non-PP inquiries from a couple of CA's and sending out another GW letter or two (Ford and Dillards are tough nuts to crack-they repeatedly tell me no&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;), and continuing to get my util. down (97% in June, now 58%).&amp;nbsp; I think I'm ready to talk to someone in December&amp;nbsp;about making my rental house my home.&amp;nbsp; I couldn't have done any of this without the help of these forums.&amp;nbsp; I've learned some valuable things from a lot of y'all here, and I'm extremely thankful.&amp;nbsp; A big THANK YOU to those that give me and others on here such great advice and for helping me to remember not to give up.&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT size="2" face="Verdana"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by honeybrook1 on &lt;SPAN class="date_text"&gt;12-02-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;12:48 PM&lt;/SPAN&gt;</description>
      <pubDate>Sun, 02 Dec 2007 20:48:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107031#M58313</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-02T20:48:07Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107141#M58335</link>
      <description>&lt;DIV&gt;wtg, you are getting there.&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 17:12:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107141#M58335</guid>
      <dc:creator>nathan</dc:creator>
      <dc:date>2007-12-01T17:12:44Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107147#M58336</link>
      <description>WTG-&lt;BR /&gt;Get the UTL down - it is easily costing you 40-60 points.</description>
      <pubDate>Sat, 01 Dec 2007 17:25:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107147#M58336</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T17:25:38Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107203#M58353</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;STRONG&gt;&lt;FONT size="3" color="#0000ff"&gt;Sweet! Nice score jump&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 19:59:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107203#M58353</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T19:59:29Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107218#M58359</link>
      <description>Wow, great work! congrats!</description>
      <pubDate>Sat, 01 Dec 2007 20:34:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107218#M58359</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-12-01T20:34:47Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107219#M58360</link>
      <description>&lt;DIV&gt;WTG honeybrook1, excellent jump! I'm on my way myself, just checked my new scores 20 minutes ago. Went from sub-prime to prime, now I can go for that auto loan next week! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; I'm absolutely amazed at just how clueless I was before finding this forum just 2 months ago. Thanks everyone!&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Sat, 01 Dec 2007 20:36:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107219#M58360</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-01T20:36:59Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107721#M58537</link>
      <description>&lt;DIV&gt;Exactly, DavidLee!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I was totally clueless before I&amp;nbsp;first logged on here in June.&amp;nbsp; Now-I feel so empowered.&amp;nbsp; I actually almost went the Lexington Law route when I became discouraged.&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&amp;nbsp; I feel so great...thanks for the kind words, everyone!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 02 Dec 2007 20:46:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107721#M58537</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-02T20:46:42Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107728#M58541</link>
      <description>&lt;DIV&gt;Jst keep being the little engine that could... YOU CAN!!!&amp;nbsp; congrats!!&lt;/DIV&gt;</description>
      <pubDate>Sun, 02 Dec 2007 20:51:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107728#M58541</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-02T20:51:53Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107776#M58569</link>
      <description>&lt;DIV&gt;Good job. I can't waite to be you&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 02 Dec 2007 21:26:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107776#M58569</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-02T21:26:24Z</dc:date>
    </item>
    <item>
      <title>Re: Almost ready to join the 700 Club!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107778#M58571</link>
      <description>&lt;DIV&gt;I am jealous-- oh well. Hopefully by second quarter of next year for me. That's my plan anyways.&lt;/DIV&gt;</description>
      <pubDate>Sun, 02 Dec 2007 21:30:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Almost-ready-to-join-the-700-Club/m-p/107778#M58571</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-02T21:30:04Z</dc:date>
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