https://ficoforums.myfico.com/t5/General-Credit-Topics/Reporting-Credit-Lines/m-p/107150#M58339 I would ask HD to report the CL.<BR /><BR />The HELOC should not be reported in UTL Sat, 01 Dec 2007 17:34:43 GMT Anonymous 2007-12-01T17:34:43Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Reporting-Credit-Lines/m-p/107067#M58324 <DIV>Iknow Iam over the 7 to 10 percent utlilization. However, I do believe that my fico score would improve greatly if my total creditlines was reported. How can this be accomplished without maxing out the credit limit. Companies, such as home depot donot report the total credit limit. They report&nbsp; the max amount used. I have heloc that would look really great on my cr if the total line of credit was reported. It would probably reduce my total utilization. How can this be done?&nbsp;</DIV> Sat, 01 Dec 2007 12:43:06 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Reporting-Credit-Lines/m-p/107067#M58324 rudy 2007-12-01T12:43:06Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Reporting-Credit-Lines/m-p/107150#M58339 I would ask HD to report the CL.<BR /><BR />The HELOC should not be reported in UTL Sat, 01 Dec 2007 17:34:43 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Reporting-Credit-Lines/m-p/107150#M58339 Anonymous 2007-12-01T17:34:43Z