topic Re: PFD/GW AFNI in General Credit Topics

PFD/GW AFNI

Anonymous — Mon, 03 Dec 2007 20:26:41 GMT

Hello everyone! I'm curious if anyone has ever had any luck with PFD or GW when dealing with AFNI. I currently have one old collection for $157 (OC Charter Communications) that I would like to pay off and another paid collection (OC Verizon Online) I would like to have removed - both of them were given to AFNI to collect. I am sending a PFD and GW to AFNI for each of the accounts. I was just wondering what other people may have experienced with AFNI so that I may know what to expect.

Re: PFD/GW AFNI

dd1980 — Mon, 03 Dec 2007 23:02:30 GMT

Good luck dealing with those people. I fought with them for 18 months before the collection they were reporting was removed. I ended up paying them half of the amount they say I owed them so it would be removed. I sent numerous letters explaining they were wrong and I did not owe them anything. I even called the original creditor and talked to them but they said they could not help me because it had been so long they did not have any records. I eventually sued them in state court and they called to resolve the matter. I paid them the money to save time and not have to go through the headache of court.

Re: PFD/GW AFNI

Anonymous — Mon, 03 Dec 2007 23:29:14 GMT

dd1980 wrote:
Good luck dealing with those people. I fought with them for 18 months before the collection they were reporting was removed. I ended up paying them half of the amount they say I owed them so it would be removed. I sent numerous letters explaining they were wrong and I did not owe them anything. I even called the original creditor and talked to them but they said they could not help me because it had been so long they did not have any records. I eventually sued them in state court and they called to resolve the matter. I paid them the money to save time and not have to go through the headache of court.

You filed papers, then settled out of court? MyFico=hardball.

Re: PFD/GW AFNI

Anonymous — Tue, 04 Dec 2007 07:36:23 GMT

Funny thing happened this afternoon...The paid collection that I was going to send a GW letter to AFNI about was deleted from my EX CR. I disputed it as not mine a couple of days ago because it was not showing as paid. (it was paid on 11/21) Talk about a bonus. Here is what I am afraid of: Will AFNI still report it as paid even though they obviously told EX that they could not verify the account 72hrs after I disputed it. Or maybe, just maybe did my luck just turn for the better?

Re: PFD/GW AFNI

tyler511 — Tue, 04 Dec 2007 16:22:32 GMT

I recevied a threaten letter from AFNI regarding a old Verizon bill for $115 i had back in 2004. I'm going to send them a PFD. I know the debt is mine, but they finally sent me a letter to my new address after all these years. I don't see it on my credit reports as yet though.