topic Re: Is there any program to check a new credit report everyday, instead of pulling it every day! in General Credit Topics

Is there any program to check a new credit report everyday, instead of pulling it every day!

Anonymous — Sun, 09 Dec 2007 18:47:23 GMT

I have been in a big rush here latley, I am getting a car and needs to be here before dec.25. I have beena fico freak for over 4 years..lol.. just never been on the forums, usually I pay off my cc bal/s before I apply and only use them again if need be, but do put some activity on them to make them useful and helping my score, but after I pay off the bal.s I apply as soon as the cr updates on all 3 ( as capital one checks all 3) usaulyl by dec/5 all have updated, so Here I have been pulling my CR every day now since dec.2 I have a special code diescount to help sometimes, but its still expensive, is there any program that lets you get your new updated report daily for a monthly fee, I can guess my score as I know how much it raises when these come off./. but will check my score when they come off instead

thanks

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

Anonymous — Sun, 09 Dec 2007 19:03:59 GMT

also say someone did check there credit everyday, will it eventually hurt your credit? like 25 soft pulls later taht month?

just wondering

thanks for everyone being helpful

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

haulingthescoreup — Sun, 09 Dec 2007 19:06:54 GMT

Good Lord, you'll be down to a moped at that rate! No, no such thing as a bulk fee for pulling daily FICO scores (sounds like that's what you're talking about.)

Does Capital City allow you to pull reports daily, or is it just a hey-something-happened service? If you can't pull daily reports, check out TrueCredit, PrivacyMatters, or Experian or Equifax's 3-in-1 services. Make sure that they allow daily report pulls. If they give scores, ignore them, plus any advice that they give: it's all FAKO's. (EQ does sell the FICO EQ score, but I don't know if they give different scores with their 3-in-1.

You don't need to monitor your scores daily, just the reports. hope this helps--good luck on the car!

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

Anonymous — Sun, 09 Dec 2007 19:07:33 GMT

When you pull your own credit- "Soft Pulls"

It does not affect your score.

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

haulingthescoreup — Sun, 09 Dec 2007 19:08:02 GMT

@Anonymous wrote:
also say someone did check there credit everyday, will it eventually hurt your credit? like 25 soft pulls later taht month?
just wondering
thanks for everyone being helpful

No, the soft inqs that you get when you pull your reports may be embarrassing to look at, but they don't affect your score.