topic Isn't this special? in General Credit Topics

Isn't this special?

fishbjc — Thu, 13 Dec 2007 18:51:38 GMT

personal score lost 19 yesterday, only change was that Dillards reported I charged $21 first time in six months, that's my only balance on $1100 cl.

I have $183 this month spent, but already have the payment scheduled along with the $21. Will I gain the 19 back?

Re: Isn't this special?

fused — Thu, 13 Dec 2007 19:04:43 GMT

Are you absolutely sure nothing else changed on your report? FAKO or FICO score?

Re: Isn't this special?

Anonymous — Thu, 13 Dec 2007 19:43:17 GMT

That doesn't sound right, fish. Are you sure the cl is still $1100 and that nothing else changed? No new inquiries?

Re: Isn't this special?

fishbjc — Thu, 13 Dec 2007 22:04:50 GMT

Absolutely positive...I'm a bit befuddled. It 'could' be an error. Tomorrow I'm going to check the other two to see what's up.

Re: Isn't this special?

Anonymous — Thu, 13 Dec 2007 23:58:10 GMT

It will recover-

Either FICO does not like activity of inactive cards or you kicked to "too many accounts with balances"

Re: Isn't this special?

booboo — Fri, 14 Dec 2007 05:38:17 GMT

Something may have changed on your report that hasn't actually posted yet. Sometimes there is a couple day lag between your score change and what actually changed on your CR. Hopefully it's nothing and your score will jump right back up.

Re: Isn't this special?

haulingthescoreup — Sat, 15 Dec 2007 02:26:41 GMT

I'd say that it's because you woke up a sleepy account, and possibly you had one more account reporting a balance than usual.

What negative remarks did you get on your FICO score report? Or at any rate, what remarks did you get that were different from your last score report for the same CRA?