topic Re: SOL on Midland in General Credit Topics

SOL on Midland

thotgal320 — Thu, 13 Dec 2007 18:18:13 GMT

I was just going over my CR an noticed that the DOLA on this account was December 2000. SOL in CT is 7 years shouldn't this be removed from my account?

Re: SOL on Midland

Anonymous — Thu, 13 Dec 2007 18:31:14 GMT

The SOL does not determine how long the CRA can report it only determins how long a company can sue. However if the DOLA is 12/2000 then it is right at the time for it to come off according to the FCRA any way so it should be falling off either this month or next.

Re: SOL on Midland

Anonymous — Thu, 13 Dec 2007 19:54:53 GMT

SOL in Ct. is 6 years and it goes by DOLA. There is NO SOL on hospital bills.

CRTP is 7-7.5 years.

Dispute it with the CRAs that are reporting as * obsolute* too old to report.

Keep all hard copies of CRs for your protection in the future!

Re: SOL on Midland

thotgal320 — Fri, 14 Dec 2007 03:24:58 GMT

Does this apply to all accounts such as CC because there are quite a few that should be taken off because they have hit 6 years.. If so I have a lot of disputing to do, according to my reports there are like 5 or 6 accounts that will be hitting 7 years in the next 4 to 5 months should I be disputing them as to old to report?

Re: SOL on Midland

haulingthescoreup — Fri, 14 Dec 2007 03:31:15 GMT

No, SOL just refers to when you can't be sued for a debt. It has nothing to do with how long stuff stays on your report.

Derogatories stay on your report from 7 to 7 1/2 years after they happened; think it's 10 years on BK's.

Re: SOL on Midland

Anonymous — Sat, 15 Dec 2007 04:49:31 GMT

you are confusing CRTP with SOL.

SOL is state statue of limitations........how many years does a crediter have to file a lawsuit against you.

CRTP...federal law....has to do with CR when what gets dropped from CR and when

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