https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115990#M61415 <DIV></DIV><DIV>it doesn't matter when the CA first shows on CR...they can remain for 7-7.5 years from DOFD only.</DIV><DIV>&nbsp;</DIV><DIV>stops hurting as much in a few years</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><BR /><BR />Message Edited by HappyDays on <SPAN class="date_text">12-15-2007</SPAN> <SPAN class="time_text">08:06 PM</SPAN> Sun, 16 Dec 2007 04:06:20 GMT Anonymous 2007-12-16T04:06:20Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115883#M61400 <DIV>When does a collection account start to not hit as hard on the fico score as it does when it first goes on the report?</DIV> Sat, 15 Dec 2007 23:23:50 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115883#M61400 Anonymous 2007-12-15T23:23:50Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115964#M61407 <DIV>It gradually has less of an impact as time goes by. Some people here have seen 50-60 point hits with a new CA on their CR. Yet others have posted that they only gained 2-5 points, for example, once the CA dropped off their report after 5-7 yrs.</DIV> Sun, 16 Dec 2007 03:03:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115964#M61407 llecs 2007-12-16T03:03:58Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115990#M61415 <DIV></DIV><DIV>it doesn't matter when the CA first shows on CR...they can remain for 7-7.5 years from DOFD only.</DIV><DIV>&nbsp;</DIV><DIV>stops hurting as much in a few years</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><BR /><BR />Message Edited by HappyDays on <SPAN class="date_text">12-15-2007</SPAN> <SPAN class="time_text">08:06 PM</SPAN> Sun, 16 Dec 2007 04:06:20 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Collections-question/m-p/115990#M61415 Anonymous 2007-12-16T04:06:20Z