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    <title>topic Re: Recommended New Abbreviation - CMS in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117744#M61950</link>
    <description>&lt;DIV&gt;ONNAA!!!!!!!!!!!!!!!!!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;That's 'Oh No Not Another Abbreviation'!!&amp;nbsp; I vote we add &lt;STRONG&gt;that&lt;/STRONG&gt; one to the list.&amp;nbsp; Whadda ya say, group?&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Wed, 19 Dec 2007 09:18:37 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-12-19T09:18:37Z</dc:date>
    <item>
      <title>Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117377#M61835</link>
      <description>&lt;DIV&gt;CMS = Credit Monitoring Service (TrueCredit, CreditSecure, CreditCheckTotal, etc.)&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Since folks hop from one to the next, for a variety of reasons, I conclude that a more generic term is needed.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I'm undecided as to whether MyFico ScoreWatch counts as a CMS. It is and it isn't. I leave that little detail for others to fight over.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Overall, if pressed to the wall, I'd have to conclude that it is a CMS. However, being that it's in a class by itself (i.e. real FICO scores), then I remain of the opinion that it's a completely different animal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Different Class. Same Phylum.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 18 Dec 2007 21:08:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117377#M61835</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-18T21:08:54Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117384#M61840</link>
      <description>Aren't there enough abbreviations? Still trying to get past DW and DH not meaning divorced husband and/or wife. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 18 Dec 2007 21:17:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117384#M61840</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-18T21:17:01Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117488#M61879</link>
      <description>&lt;DIV&gt;Yeah, why not just "H" and "W"?&amp;nbsp;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Must be part of the touchy feely world they make us live in now, i.e. "Dear" and "physically challenged" and "visually impaired"...I could go on, but you are already bored, I can tell.&lt;/DIV&gt;</description>
      <pubDate>Tue, 18 Dec 2007 23:31:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117488#M61879</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-18T23:31:28Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117523#M61883</link>
      <description>&lt;DIV&gt;Sounds good to me. I vote yea.&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 00:11:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117523#M61883</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T00:11:20Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117652#M61920</link>
      <description>Shweet&lt;BR /&gt;CMS&lt;BR /&gt;SW&lt;BR /&gt;&lt;BR /&gt;I am in.</description>
      <pubDate>Wed, 19 Dec 2007 03:32:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117652#M61920</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T03:32:08Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117744#M61950</link>
      <description>&lt;DIV&gt;ONNAA!!!!!!!!!!!!!!!!!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;That's 'Oh No Not Another Abbreviation'!!&amp;nbsp; I vote we add &lt;STRONG&gt;that&lt;/STRONG&gt; one to the list.&amp;nbsp; Whadda ya say, group?&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 09:18:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117744#M61950</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T09:18:37Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117809#M61969</link>
      <description>Good idea Noah. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;I get so tired of typing credit monitoring service, or monitoring service.&lt;BR /&gt;&lt;BR /&gt;CMS it is for me!</description>
      <pubDate>Wed, 19 Dec 2007 15:35:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117809#M61969</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T15:35:39Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117892#M62005</link>
      <description>&lt;DIV&gt;I much prefer to speak and type plain english.&amp;nbsp; But thats just me, I'll go along with the flow.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Van&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 17:24:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117892#M62005</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T17:24:12Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117994#M62038</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Vanyel wrote:&lt;BR /&gt;&lt;DIV&gt;I much prefer to speak and type plain english.&amp;nbsp; But thats just me, I'll go along with the flow.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Van&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;I agree with you Vanyel, however with Noah's 3400-someodd posts, I'd be willing to wager his knuckles have gotten a workout typing "credit monitoring service" and other such commonly used phrases, KWIM? IMO, Noah JWT cut back n all the tpng.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 19:32:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/117994#M62038</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T19:32:33Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118007#M62045</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Boscoe wrote:&lt;BR /&gt;&lt;DIV&gt;Yeah, why not just "H" and "W"?&amp;nbsp;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Must be part of the touchy feely world they make us live in now, i.e. "Dear" and "physically challenged" and "visually impaired"...I could go on, but you are already bored, I can tell.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;What was that Boscoe? I couldn't read the post because I was too busy buying a helmet for my neice and baby proofing my sisters house. No she doesn't have a bike but you know technically if her head were to hit the ground that could count as a 4 foot fall. Just not taking chances. Man, I am running out of that bubble wrap for the walls! Does anyone know what to call the plastic covers for electrical sockets? We are putting one of those baby leashes on lay-away. You know the ones that look like a harness with a cable coming out of the middle of the child's back. Lets not forget about her GPS bracelet.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Now I'm at work and I can only type when the boss isn't looking. Something about the force of the keys acting in an upward direction against my fingertips. Crap ... the ergo lady is&amp;nbsp;passing by. Shhh.&amp;nbsp;Got to put my good posture on. I'll recline when she's not looking. LUMBAR baby!!&lt;BR /&gt;&lt;BR /&gt;... man how the world has changed.&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;Oh and uhh.. I'm cool with CMS.&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 19:49:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118007#M62045</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-19T19:49:56Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118041#M62064</link>
      <description>&lt;DIV&gt;CMS sounds like another CA! &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt; lol&lt;/DIV&gt;</description>
      <pubDate>Wed, 19 Dec 2007 20:37:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118041#M62064</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-12-19T20:37:55Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118460#M62208</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;fused wrote:&lt;BR /&gt;&lt;DIV&gt;CMS sounds like another CA! &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt; lol&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;Also could be that which happens to one's credit for 5-7 days every 4 weeks.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;EM&gt;&lt;FONT color="#0000ff"&gt;Oh, no. Not again. I've got CMS.&lt;/FONT&gt;&lt;/EM&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 20 Dec 2007 15:07:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118460#M62208</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-20T15:07:56Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118566#M62242</link>
      <description>&lt;DIV&gt;Yeah ... I tend to leave my girl alone when she starts CMSing.&lt;BR /&gt;&lt;BR /&gt;I love it! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 20 Dec 2007 17:16:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118566#M62242</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-12-20T17:16:52Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118571#M62245</link>
      <description>As for DW and DH being "touchy-feely", I can assure you that there are many times when I type DH, a whole lot of irony is going on. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Thu, 20 Dec 2007 17:23:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/118571#M62245</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-12-20T17:23:43Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/124636#M64203</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Given that divorce is one of the Big Three of BK, and a major contributor to a great many folks credit woes, DH and DW are&amp;nbsp;necessary abbreviations. Otherwise, one third of the threads would devolve quickly into "that rat **bleep** ex-H or ex-W of mine".&lt;/DIV&gt;</description>
      <pubDate>Wed, 02 Jan 2008 15:28:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/124636#M64203</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-02T15:28:50Z</dc:date>
    </item>
    <item>
      <title>Re: Recommended New Abbreviation - CMS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/124642#M64207</link>
      <description>Why isn't it my wife or my husband while DH and DW are divorced so people don't type...well you know...</description>
      <pubDate>Wed, 02 Jan 2008 15:39:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recommended-New-Abbreviation-CMS/m-p/124642#M64207</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-02T15:39:29Z</dc:date>
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