topic Re: AAMS in General Credit Topics

AAMS (UPDATE: HOLY COW!)

Anonymous — Thu, 20 Dec 2007 18:36:43 GMT

Has anyone had any experience with them?

I have been sending them GWs for months now with absolutely no response. The collection was sold to them earlier this year, right before I paid it off (pre--myFico). I have no problem sending them GWs every month but I would appreciate any responses regarding your experience with them.

Thanks!

Message Edited by MeganML84 on 12-20-2007 01:36 PM

Re: AAMS

Anonymous — Fri, 07 Dec 2007 20:58:56 GMT

**BUMP**

Re: AAMS

Anonymous — Sun, 09 Dec 2007 20:44:57 GMT

Bump again...no one has had any experience with AAMS?

Re: AAMS

SmartCookie — Sun, 09 Dec 2007 21:21:51 GMT

Never heard of them Megan, what is the acronym for?

Re: AAMS

Anonymous — Mon, 10 Dec 2007 01:13:33 GMT

I don't know, it just says AAMS on my reports

Re: AAMS

SmartCookie — Mon, 10 Dec 2007 02:44:42 GMT

http://www.ableapton.com/services.htm is it these guys? If so, was it a medical collection?

Re: AAMS

Anonymous — Wed, 12 Dec 2007 19:50:03 GMT

SmartCookie wrote:
http://www.ableapton.com/services.htm is it these guys? If so, was it a medical collection?

No, it seems as though those guys are based out of Canada.

This is the only info I know on the AAMS that has my collection:

AAMS
(515) 225-0525
4800 Mills Civic Pkwy

West Des Moines, IA

http://www.aams.biz/

I just found that website, I love how they try to make themselves sound so classy...PUH-LEEZE. You are a collection agency aka scum....

"Company Overview

AAMS has been providing collection and billing services exclusively for the healthcare industry since 2001, and specializes in managing second-placement accounts. Our goal is to remain among the best in the nation at managing the Midwest's accounts receivable needs."

EDITED TO ADD: OMG go look at the tab that says "PHILOSOPHY"...give me a break. I have sent you people 4 GW letters with absolutely no response.

Message Edited by MeganML84 on 12-12-2007 02:50 PM

Re: AAMS

Anonymous — Wed, 19 Dec 2007 20:06:49 GMT

Update: I sent an email to an "Account Specialist" at AAMS last Wednesday and after a week I still hadn't gotten a response. So today, I sent an email to the COO. Assuming I dont get a response, where do I go from there?

I hate this stupid collection!!

Should I try GW the OC or not even bother?

Re: AAMS

SmartCookie — Wed, 19 Dec 2007 20:44:20 GMT

hmmm 'healthcare' industry. If this was a medical collection after some time in 2003 you have HIPAA on your side. If so, don't bother with repeating the unresponded to GW letters. Search these boards and google for whychat HIPAA .

Message Edited by SmartCookie on 12-19-2007 03:44 PM

Re: AAMS

Anonymous — Wed, 19 Dec 2007 20:16:58 GMT

SmartCookie--I found the thread Tuscani did on whychat and HIPAA, it appeared to me that it wasn't applicable in my situation as I have already paid the CA?

Re: AAMS

SmartCookie — Wed, 19 Dec 2007 20:25:36 GMT

Google and find whychat's site for HIPAA info site. You have to pick thru it carefully and see what you can send to OC being that the account is already paid to CA.

Re: AAMS

Anonymous — Thu, 02 Jun 2011 04:11:40 GMT

Ok, I am reading about the HIPAA letter and I am so confused.

Are CA not allowed to report medical collections once they are paid?? Are OCs not supposed to be sending ANY of your account information to CAs?

I just do not know what I would send to the OC, I could threaten them with legal action but they would laugh in my face. I do not have the money for a retainer (sp?) anyway.

(FWIW, I sent in payments to the CA but I always wrote the checks out to the OC, does that matter?)

Re: AAMS

SmartCookie — Wed, 19 Dec 2007 20:57:53 GMT

I think it's more on your side that you wound up issuing payments to the OC yes. Being that you have already paid though makes this a little more complex but you read the entire site including the complaint link. I don't want to have any TOS issues for linking to it or quoting from it.

Also see http://www.hhs.gov/ocr/hipaa/

Message Edited by SmartCookie on 12-19-2007 03:57 PM

Re: AAMS

Anonymous — Thu, 20 Dec 2007 18:45:50 GMT

UPDATE:

I never received a response from my emailed GW's, yesterday I sent one to the COO of the company. Today I pulled my reports through NC and the collection is OFF MY EXPERIAN REPORT! WOO HOO!!

The CA was only reporting to Experian and TU so I will pull again tomorrow and hopefully it will be gone from TU as well!

GW WORKS! Don't give up!!

Re: AAMS

SmartCookie — Thu, 20 Dec 2007 18:57:26 GMT

Congrats!!!!

Yes GW works, but knowing when and how to take it higher helps even more. Don't worry if it is not as fast for TU, it doesn't mean it's not in progress.

Good work!

Re: AAMS

Anonymous — Thu, 20 Dec 2007 19:01:06 GMT

Thanks for all your help Smart Cookie!

I just wanted to add that this collection had been resold and was "opened" as of July of this year. Yesterday my EX score was 623, today it is 673.

50 points, WOO HOO!

Re: AAMS

Leele — Thu, 20 Dec 2007 20:37:02 GMT

If they don't get back with you , you can dispute it...stating that they have not given you any information as to what it is about and you don't know if it's valid or not...That's what I would do...