https://ficoforums.myfico.com/t5/General-Credit-Topics/Payment-Agreement-in-Writing/m-p/124331#M64073 <DIV>Hi everyone,</DIV><DIV>I have a collection (medical) that I have to act quickly on. This company has already sued me and WON a judgement, and garnished my wages.&nbsp;So they have a taste of my paycheck and know it is a good vein! I cant mess around with them. I am wanting to pay the debt off in monthly payments. Here are my questions:</DIV><UL><LI>Do I send my intentions in writing, with the first payment?</LI><LI>What if they do not agree to the amount I am able/willing to pay?</LI><LI>I have no grounds to ask for a PFD - right?</LI></UL><P>Thanks SO MUCH!</P><P>Happy New Year! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 02 Jan 2008 00:48:16 GMT Anonymous 2008-01-02T00:48:16Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Payment-Agreement-in-Writing/m-p/124331#M64073 <DIV>Hi everyone,</DIV><DIV>I have a collection (medical) that I have to act quickly on. This company has already sued me and WON a judgement, and garnished my wages.&nbsp;So they have a taste of my paycheck and know it is a good vein! I cant mess around with them. I am wanting to pay the debt off in monthly payments. Here are my questions:</DIV><UL><LI>Do I send my intentions in writing, with the first payment?</LI><LI>What if they do not agree to the amount I am able/willing to pay?</LI><LI>I have no grounds to ask for a PFD - right?</LI></UL><P>Thanks SO MUCH!</P><P>Happy New Year! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 02 Jan 2008 00:48:16 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Payment-Agreement-in-Writing/m-p/124331#M64073 Anonymous 2008-01-02T00:48:16Z