https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1225#M646 <DIV>Capital one does not reprot credit limits.&nbsp; If the only thngyou've chaged on the card is 5.00m that will be seen as your credit limit.&nbsp; Even worse if that amount is still on the account your card is maxed out so you take a hit for that.&nbsp; Try charging a higher balance (naybe your regular monthly bills) and usingthe cash to pay the balance back down to five dollars.&nbsp; It will adjust the way the card is seem on your reports.</DIV><DIV>&nbsp;</DIV><DIV>Some will say the FICO does not consider no limit cards.&nbsp; That is not true.&nbsp; My equifax report states my utilization is above 30% whic is only true if you consider the maxed out cap one card</DIV> Sat, 31 Mar 2007 01:08:05 GMT Anonymous 2007-03-31T01:08:05Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1203#M640 <DIV>My capital one card says I have a $5 credit limit! I didn't know they even made those and it's actually $500. Is there an easy way to fix this without mailing 10 certified letters and praying, etc?</DIV> Fri, 30 Mar 2007 22:09:28 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1203#M640 Anonymous 2007-03-30T22:09:28Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1216#M642 http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;view=by_date_ascending&amp;message.id=417#M417 Fri, 30 Mar 2007 23:05:45 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1216#M642 Anonymous 2007-03-30T23:05:45Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1225#M646 <DIV>Capital one does not reprot credit limits.&nbsp; If the only thngyou've chaged on the card is 5.00m that will be seen as your credit limit.&nbsp; Even worse if that amount is still on the account your card is maxed out so you take a hit for that.&nbsp; Try charging a higher balance (naybe your regular monthly bills) and usingthe cash to pay the balance back down to five dollars.&nbsp; It will adjust the way the card is seem on your reports.</DIV><DIV>&nbsp;</DIV><DIV>Some will say the FICO does not consider no limit cards.&nbsp; That is not true.&nbsp; My equifax report states my utilization is above 30% whic is only true if you consider the maxed out cap one card</DIV> Sat, 31 Mar 2007 01:08:05 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Looking-for-an-easy-fix-Reporting-Problem/m-p/1225#M646 Anonymous 2007-03-31T01:08:05Z