topic Re: loop holes in General Credit Topics

loop holes

Anonymous — Sun, 06 Jan 2008 20:29:36 GMT

what other loop holes is there to boost your fico score, besides au?

Re: loop holes

MidnightVoice — Sun, 06 Jan 2008 20:35:13 GMT

garrett_ wrote:
what other loop holes is there to boost your fico score, besides au?

fiscal responsibility?

Re: loop holes

Anonymous — Sun, 06 Jan 2008 20:44:06 GMT

Post of the day MV!!!!

MidnightVoice wrote:

garrett_ wrote:
what other loop holes is there to boost your fico score, besides au?

fiscal responsibility?

Re: loop holes

fused — Sun, 06 Jan 2008 20:44:46 GMT

garrett_ wrote:
what other loop holes is there to boost your fico score, besides au?

Hi garrett:

A word of caution, discussions on how to artificially boost your FICO scores is prohibited in these forums. Please refer to the links below for more information. Thank you for your understanding!

fused

Credit Repair Discussion Guidelines

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=4312&jump=true

User Guidelines

http://ficoforums.myfico.com/fico/board/message?board.id=Welcome&thread.id=3

http://ficoforums.myfico.com/fico/board/message?board.id=Welcome&thread.id=2

Re: loop holes

Anonymous — Sun, 06 Jan 2008 21:14:33 GMT

Wow, I read a lote of posts on here how to dipute things you really owe? too funny. im not talking about getting another ssn, or trying to cheat. the new 08 fico, is doing away with aus. i have one with the old man, now ill have to be a joint account. my question was what other ways is there to boost scores, with out breaking the law.( joint accounts, primary loans, secured installment loans). what about stocks and bonds, any way to get them on your cr? one post talked about his rent he was paying, pretty smart. thanks

Re: loop holes

fused — Sun, 06 Jan 2008 21:24:47 GMT

garrett_ wrote:
Wow, I read a lote of posts on here how to dipute things you really owe? too funny. im not talking about getting another ssn, or trying to cheat. the new 08 fico, is doing away with aus. i have one with the old man, now ill have to be a joint account. my question was what other ways is there to boost scores, with out breaking the law.( joint accounts, primary loans, secured installment loans). what about stocks and bonds, any way to get them on your cr? one post talked about his rent he was paying, pretty smart. thanks

What caught my eye was the title of your thread and the wording in your question. This forum has no issues with someone disputing inaccurate information or items that are not theirs, as well as debt validating a CA or even MOVing the CRAs. Discussions on disputing items that are accurately reporting is taboo here. Posts that contain this type of discussion will be edited or removed.

One of the quickest ways to improve credit scores is paying down revolving debt to less than 10% of your available credit. Stocks, or any investments and rental histories do not report to the CRAs. Have you read the credit scoring 101 thread?

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

Re: loop holes

SmartCookie — Mon, 07 Jan 2008 06:36:28 GMT

garrett_ wrote:
Wow, I read a lote of posts on here how to dipute things you really owe? too funny. im not talking about getting another ssn, or trying to cheat. the new 08 fico, is doing away with aus. i have one with the old man, now ill have to be a joint account. my question was what other ways is there to boost scores, with out breaking the law.( joint accounts, primary loans, secured installment loans). what about stocks and bonds, any way to get them on your cr? one post talked about his rent he was paying, pretty smart. thanks

There are many, many reasons why someone can dispute an acknowledged debt ethically and legally. One of these reasons is NOT when it is valid and reporting accurately. If after reading the full details and context of a post regarding something like this, you believe something violates our TOS, please report it to a MOD so it can be reviewed.

Message Edited by SmartCookie on 01-07-2008 01:36 AM