https://ficoforums.myfico.com/t5/General-Credit-Topics/Quick-halftime-question/m-p/128259#M65612 I just disputed an item with EQ that shows that my current status is M-2, yet I was never 30 days PD. It came back as not reported on my CR. Has anyone ever had this. What letter should I send this time? This is how it reads:<BR /><BR />Ncm Status as of April 2005<BR />Date opened [?] Jan, 2005<BR />Date of last activity [?] Mar, 2005<BR />Account number [?] XXXXXXXXXX<BR />Largest past balance [?] $<BR />Credit Type [?] Installment<BR />Account holder [?] Individual<BR />Scheduled payment amount [?] $<BR />Descriptions [?]<BR /><BR />* Account transferred or sold<BR />* Real estate mortgage<BR /><BR />No contact information provided by Equifax<BR />Balance [?] Current Status [?] Past Due Amount [?]<BR />$0 30 days past due Not on Record<BR />Seven year payment history [?]<BR />30 days late 0 times<BR />60 days late 0 times<BR />90+ days late 0 times Tue, 08 Jan 2008 02:59:04 GMT Junejer 2008-01-08T02:59:04Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Quick-halftime-question/m-p/128259#M65612 I just disputed an item with EQ that shows that my current status is M-2, yet I was never 30 days PD. It came back as not reported on my CR. Has anyone ever had this. What letter should I send this time? This is how it reads:<BR /><BR />Ncm Status as of April 2005<BR />Date opened [?] Jan, 2005<BR />Date of last activity [?] Mar, 2005<BR />Account number [?] XXXXXXXXXX<BR />Largest past balance [?] $<BR />Credit Type [?] Installment<BR />Account holder [?] Individual<BR />Scheduled payment amount [?] $<BR />Descriptions [?]<BR /><BR />* Account transferred or sold<BR />* Real estate mortgage<BR /><BR />No contact information provided by Equifax<BR />Balance [?] Current Status [?] Past Due Amount [?]<BR />$0 30 days past due Not on Record<BR />Seven year payment history [?]<BR />30 days late 0 times<BR />60 days late 0 times<BR />90+ days late 0 times Tue, 08 Jan 2008 02:59:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Quick-halftime-question/m-p/128259#M65612 Junejer 2008-01-08T02:59:04Z