https://ficoforums.myfico.com/t5/General-Credit-Topics/FIA-BOA-Confusion/m-p/10419#M6633 <DIV>Here is truth.&nbsp; After being place on hold, I finally spoke with a customer satisfaction manager.&nbsp; After BOA took over MBNA, FIA cardservices department&nbsp;began assisting&nbsp;BOA with new applicants, CLI's, accountholder statements and other general customer services issues.&nbsp; To me they act like a ccc but they are not.&nbsp; If one were to call FIA and apply for a new cc they would receive one with a BOA logo on it.&nbsp; NO SUCH THING AS AN FIA CC!&nbsp; I was dupped, like many others.&nbsp; My account with FIA is reporting as a FIA TL not mentioning or even hinting of BOA on my reports.<img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /></DIV><DIV>&nbsp;</DIV><DIV>Not once when talking on the phone with them was I made aware that FIA was not a ccc.&nbsp; Very sneaky indeed.&nbsp; I was not able to get any info&nbsp;on how stringent FIA is versus regular BOA customer service when applying for a new BOA cc.</DIV><DIV>&nbsp;</DIV><DIV>It seems I have been terribly misled and in turn my have misled others.&nbsp; I apologize for this.</DIV> Mon, 21 May 2007 22:15:51 GMT fused 2007-05-21T22:15:51Z https://ficoforums.myfico.com/t5/General-Credit-Topics/FIA-BOA-Confusion/m-p/10419#M6633 <DIV>Here is truth.&nbsp; After being place on hold, I finally spoke with a customer satisfaction manager.&nbsp; After BOA took over MBNA, FIA cardservices department&nbsp;began assisting&nbsp;BOA with new applicants, CLI's, accountholder statements and other general customer services issues.&nbsp; To me they act like a ccc but they are not.&nbsp; If one were to call FIA and apply for a new cc they would receive one with a BOA logo on it.&nbsp; NO SUCH THING AS AN FIA CC!&nbsp; I was dupped, like many others.&nbsp; My account with FIA is reporting as a FIA TL not mentioning or even hinting of BOA on my reports.<img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /></DIV><DIV>&nbsp;</DIV><DIV>Not once when talking on the phone with them was I made aware that FIA was not a ccc.&nbsp; Very sneaky indeed.&nbsp; I was not able to get any info&nbsp;on how stringent FIA is versus regular BOA customer service when applying for a new BOA cc.</DIV><DIV>&nbsp;</DIV><DIV>It seems I have been terribly misled and in turn my have misled others.&nbsp; I apologize for this.</DIV> Mon, 21 May 2007 22:15:51 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/FIA-BOA-Confusion/m-p/10419#M6633 fused 2007-05-21T22:15:51Z