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    <title>topic OXFORD MANAGEMENT SERVICES in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132181#M67118</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I contacted them today regarding an old National City account ($333).&amp;nbsp; I told them that I would be willing to pay the full amount if they remove it from my credit report completely.&amp;nbsp; They faxed a letter stating that they would remove the account from all 3 credit bureaus if payment is made within 10 days.&amp;nbsp; Is there something else I need from them?&amp;nbsp;Is it wise to pay them by&amp;nbsp;debit card?&amp;nbsp;This is so new to me.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Kasha2008 on &lt;SPAN class="date_text"&gt;01-14-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:31 AM&lt;/SPAN&gt;</description>
    <pubDate>Mon, 14 Jan 2008 16:31:52 GMT</pubDate>
    <dc:creator>Kasha2008</dc:creator>
    <dc:date>2008-01-14T16:31:52Z</dc:date>
    <item>
      <title>OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132181#M67118</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I contacted them today regarding an old National City account ($333).&amp;nbsp; I told them that I would be willing to pay the full amount if they remove it from my credit report completely.&amp;nbsp; They faxed a letter stating that they would remove the account from all 3 credit bureaus if payment is made within 10 days.&amp;nbsp; Is there something else I need from them?&amp;nbsp;Is it wise to pay them by&amp;nbsp;debit card?&amp;nbsp;This is so new to me.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Kasha2008 on &lt;SPAN class="date_text"&gt;01-14-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:31 AM&lt;/SPAN&gt;</description>
      <pubDate>Mon, 14 Jan 2008 16:31:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132181#M67118</guid>
      <dc:creator>Kasha2008</dc:creator>
      <dc:date>2008-01-14T16:31:52Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132184#M67119</link>
      <description>&lt;DIV&gt;
&lt;DIV&gt;I would send a certified check or money order.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Nice work on the PFD. &lt;BR /&gt;&lt;/DIV&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
Kasha2008 wrote:&lt;BR /&gt;
&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;I contacted them today regarding an old National City account ($333).&amp;nbsp; I told them that I would be willing to pay the full amount if they remove it from my credit report completely.&amp;nbsp; They faxed a letter stating that they would remove the account from all 3 credit bureaus if payment is made within 10 days.&amp;nbsp; Is there something else I need from them?&amp;nbsp;Is it wise to pay them by&amp;nbsp;debit card?&amp;nbsp;This is so new to me.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Kasha2008 on &lt;SPAN class="date_text"&gt;01-14-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:31 AM&lt;/SPAN&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;
&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jan 2008 16:33:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132184#M67119</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-14T16:33:09Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132194#M67126</link>
      <description>&lt;DIV&gt;You're right,&amp;nbsp;I am going to send them a certified check.&amp;nbsp; It was so&amp;nbsp;spooky how they kept asking me for my phone number.&amp;nbsp; I called them blocked and every time I told them they didn't need it, they just asked again.&amp;nbsp; Not sure I want them to have my debit card number.&amp;nbsp; Thanks!&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jan 2008 16:45:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132194#M67126</guid>
      <dc:creator>Kasha2008</dc:creator>
      <dc:date>2008-01-14T16:45:02Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132214#M67134</link>
      <description>&lt;DIV&gt;Excellent work. DO NOT LOSE THAT FAX!! Send the check CMRRR so that they know when you sent it and you know when they got it. You will need this since they gave you 10 days and you don't want them saying they didn't get it in time and going back on their offer. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 Jan 2008 16:59:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132214#M67134</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-14T16:59:12Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132221#M67137</link>
      <description>Good work Kasha!&lt;BR /&gt;&lt;BR /&gt;Heed the advice of the others! Send CMRRR...staple a copy(YOU keep the orig) of the letter of agreement to the cert.ck. File the letter &amp;amp; a copy of the cert.ck in a safe place. It's not over until it's deleted from your CR.&lt;BR /&gt;&lt;BR /&gt;Note that it may take up to 60 days...perhaps longer to have it deleted.</description>
      <pubDate>Mon, 14 Jan 2008 17:09:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/132221#M67137</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-14T17:09:17Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/133716#M67900</link>
      <description>&lt;DIV&gt;THANKS SO MUCH!!! Very valuable advice.&amp;nbsp; I never would have thought of all this.&amp;nbsp; I can't wait to see when it's deleted.&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jan 2008 15:52:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/133716#M67900</guid>
      <dc:creator>Kasha2008</dc:creator>
      <dc:date>2008-01-16T15:52:52Z</dc:date>
    </item>
    <item>
      <title>Re: OXFORD MANAGEMENT SERVICES</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/133719#M67901</link>
      <description>&lt;DIV&gt;&lt;FONT color="#cc3366" face="Comic Sans MS"&gt;Congratulations on your PFD Kasha!!!!&lt;/FONT&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT color="#cc3366" face="Comic Sans MS"&gt;&lt;/FONT&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;FONT color="#cc3366" face="Comic Sans MS"&gt;Octavia.&lt;/FONT&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jan 2008 15:58:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/OXFORD-MANAGEMENT-SERVICES/m-p/133719#M67901</guid>
      <dc:creator>octavia</dc:creator>
      <dc:date>2008-01-16T15:58:46Z</dc:date>
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