topic Re: WHEDA reporting in General Credit Topics

WHEDA reporting

Anonymous — Sun, 13 Jan 2008 22:19:33 GMT

Does anyone in Wisconsin know if it's normal for WHEDA to only report to TU? My mortgage was transferred in June and only TU shows the new holder, WHEDA. Never had any issues with the old holder. It seems strange, that TU is my lowest score and is the only one showing a current mortgage.

Re: WHEDA reporting

Junejer — Sun, 13 Jan 2008 22:27:03 GMT

Krystofur, don't know. Never dealt w/WHEDA at that level. here is a link to contact them. Worth the phone call. By the way, we are in TU-land... http://www.wheda.com/contact/contact.asp

Re: WHEDA reporting

Anonymous — Mon, 14 Jan 2008 00:57:43 GMT

Thanks Byrdman, I'll send them a note. We must be the only Wisconsinites here.

Re: WHEDA reporting

Junejer — Mon, 14 Jan 2008 03:20:25 GMT

I hope not. We can be of very much help to one another (CCs to apply for, who the CCC pulled, good local CUs, etc.) GL 2 ya.

Re: WHEDA reporting

Anonymous — Mon, 14 Jan 2008 20:29:55 GMT

Hello from another inhabitant of the frozen tundra---I just applied for a WAMU CC and they hit TU, which was my highest score.

Must be, as ByrdMan said, TU land!

How 'bout dem Packers???

Message Edited by wiwend on 01-14-2008 02:29 PM

Message Edited by wiwend on 01-14-2008 02:29 PM

Re: WHEDA reporting

Junejer — Mon, 14 Jan 2008 22:04:12 GMT

Hey WiWend. Congrats on the new CL. What are the details? They sent me a pre-approval for up to $30,000. Not gonna try that one for awhile. My TU scores are horrible.

Go Pack Go.

Re: WHEDA reporting

Anonymous — Mon, 14 Jan 2008 22:56:08 GMT

It's only for $1,000, but it's MyPoints, which I love, and will be much, much better than my Sears rewards card, ($10,600 CL) which is the one I've had forever. Sears is hitting the sock drawer, and MyPoints will be used and PIF monthly to raise the CL. I'm not home, don't have the info in front of me, but will let you know the rest of the gory details when I get back on, probably tomorrow.

Brand-spankin' new MyFICO junkie,

wiwend

Re: WHEDA reporting

Junejer — Mon, 14 Jan 2008 23:02:29 GMT

Looking forward to it.

Re: WHEDA reporting

Anonymous — Mon, 14 Jan 2008 23:12:36 GMT

Hey wiwend. Glad to see another cheese head here.

I got an e-mail back from WHEDA today. They report only to TU and another company called Innovis. Not sure how popular Innivis is, but a copy of my Innovis credit report costs $10. I'm glad my other mortgages show on EX and EQ.

Re: WHEDA reporting

Junejer — Mon, 14 Jan 2008 23:16:51 GMT

Innovis is a smaller CRA. Don't know how important they are going to be in the future. Shoot, it's hard enough keeping up with the inaccuracies on the big 3.

Re: WHEDA reporting

Anonymous — Mon, 14 Jan 2008 23:39:24 GMT

Tell me about it. I never heard of them before. How are we supposed to know about these company's if no one tells us about them?

Re: WHEDA reporting

Junejer — Tue, 15 Jan 2008 00:01:02 GMT

I understand that there are a few more smaller one. Innovis is the largest of the minor CRAs.