topic Re: Changes to your Credit Report after receiving the Oasis Amex Card... in General Credit Topics

Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Thu, 10 Jan 2008 19:37:11 GMT

Hello,

Once enrolled in the program, and you receive the card and activate it, how long did it take for the old chargeoff account to be changed, and how did it change? Was it deleted all-together? Any information would be really aprpeciated! Thanks!

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Red1Blue — Thu, 10 Jan 2008 19:38:11 GMT

I just got my Oasis card 2 days ago. I am still waiting to see how it is going to transpire on my CR.

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 16 Jan 2008 14:48:23 GMT

My CL will be 1200 and I will be using maybe 20 bucks a month for about 6 months, and letting it rest thereafter. Do you have any idea when you will request a GW from AMEX for your old account?

Message Edited by jjright212 on 01-16-2008 06:48 AM

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Tue, 22 Jan 2008 23:43:01 GMT

Anyone have any ideas? Im sure many people have done this...

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

haulingthescoreup — Wed, 23 Jan 2008 00:03:43 GMT

Hang in there, we have some happy Oasis customers...Noah_Bodie pops into mind.

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 23 Jan 2008 15:00:17 GMT

kpaul212 wrote:

Once enrolled in the program, and you receive the card and activate it, how long did it take for the old chargeoff account to be changed, and how did it change? Was it deleted all-together? Any information would be really aprpeciated! Thanks!

Your experience may not mirror that of DW, but here it is for info purposes.

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=1980

My advice is once you get the Oasis Optima, take a shot at getting a Green and maybe a Delta. The original open date on your default may carry over to the new cards. It happened for DW. This gives you more "aged" CCs instantly.

Once those new CCs are reporting to the 3 CRAs, then I would send a GW letter asking for deletion of the default.

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 23 Jan 2008 15:30:49 GMT

What type of score would I need to get a new card like the Green or delta. I am right now hovering around 660-675 in all of my scores. Do you think I should apply immediately?

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 23 Jan 2008 15:44:28 GMT

kpaul212 wrote:
What type of score would I need to get a new card like the Green or delta. I am right now hovering around 660-675 in all of my scores. Do you think I should apply immediately?

You should easily qualify for both Green and Delta.

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 23 Jan 2008 15:51:19 GMT

Do they do a hard hit or a soft hit when you have the Optima and apply for delta/green?

Re: Changes to your Credit Report after receiving the Oasis Amex Card...

Anonymous — Wed, 23 Jan 2008 15:58:00 GMT

Hard. They almost always pull EX, and occassionally they also pull TU. DW applied for both Green and Delta same day, and it was just one EX INQ. They is fairly commonplace with AMEX. One INQ for the consideration of multiple CCs.