https://ficoforums.myfico.com/t5/General-Credit-Topics/Need-advice/m-p/139455#M70132 <DIV>hey guys!<BR />this board is awesome...thought i'd post to see if anyone has any advice that can help.&nbsp; I am closing on a loan for a house towards the end of next month.&nbsp; In the last yr, my credit scores have gone from the mid 5's to EXP 698, EQ 689 and TU 675.&nbsp; I need to get a couple of these over 7 QUICK so when they pull my credit next month to lock the rate I have 2 over 700.</DIV><DIV>I have a collection from Cavalry that is paid in full (trying to get these guys to delete has not worked AT ALL).&nbsp; Also, I have late payments on a car...have tried different ways to get this changed, but nothing has worked.&nbsp; Finally, I have a Cap One chargoff...(settled for amount less than full balance...balance is 0).</DIV><DIV>Does anyone have any advice that might help me get these last couple things ammended?&nbsp;<BR />Any advice is appreciated and good luck!<BR /></DIV> Thu, 24 Jan 2008 22:33:40 GMT Anonymous 2008-01-24T22:33:40Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Need-advice/m-p/139455#M70132 <DIV>hey guys!<BR />this board is awesome...thought i'd post to see if anyone has any advice that can help.&nbsp; I am closing on a loan for a house towards the end of next month.&nbsp; In the last yr, my credit scores have gone from the mid 5's to EXP 698, EQ 689 and TU 675.&nbsp; I need to get a couple of these over 7 QUICK so when they pull my credit next month to lock the rate I have 2 over 700.</DIV><DIV>I have a collection from Cavalry that is paid in full (trying to get these guys to delete has not worked AT ALL).&nbsp; Also, I have late payments on a car...have tried different ways to get this changed, but nothing has worked.&nbsp; Finally, I have a Cap One chargoff...(settled for amount less than full balance...balance is 0).</DIV><DIV>Does anyone have any advice that might help me get these last couple things ammended?&nbsp;<BR />Any advice is appreciated and good luck!<BR /></DIV> Thu, 24 Jan 2008 22:33:40 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Need-advice/m-p/139455#M70132 Anonymous 2008-01-24T22:33:40Z