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    <title>topic Re: Any PFD success with Applied Bank? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140170#M70437</link>
    <description>&lt;DIV&gt;....And I might add: The RUDEST collectors on the planet.&lt;/DIV&gt;</description>
    <pubDate>Fri, 25 Jan 2008 20:54:01 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-01-25T20:54:01Z</dc:date>
    <item>
      <title>Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139915#M70337</link>
      <description>&lt;DIV&gt;Im getting ready to send out a PFD just wanted to know if anyone has had any success with this CA?&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 16:24:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139915#M70337</guid>
      <dc:creator>glamchick</dc:creator>
      <dc:date>2008-01-25T16:24:15Z</dc:date>
    </item>
    <item>
      <title>Re: Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139917#M70338</link>
      <description>&lt;DIV&gt;No, but DW has Applied via Cross Country Bank. It is just beyond the 7 yr mark. But 4 months ago we started the repair process and we DVd and disputed at the same time Applied. They sent a response that included the standard "we verified blah blah blah" but at the end of their letter on their letterhead they said they will delete this off all 3 major CRAs in exchange for a payment in full. So basically, they offered a PFD in response to a DV. We ignored it due to the CRTP.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Maybe you'll get the same response. Also, Applied is not a CA but is an OC. You can't DV an OC but sometimes they don't know different anyway. Just keep in mind your SOL.&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 16:33:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139917#M70338</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2008-01-25T16:33:46Z</dc:date>
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    <item>
      <title>Re: Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139931#M70341</link>
      <description>&lt;DIV&gt;Thanks for speedy reponse!&amp;nbsp; I am still within my SOL though so I am going to send out a PFD today.&amp;nbsp; I hope this works!!!&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 16:45:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/139931#M70341</guid>
      <dc:creator>glamchick</dc:creator>
      <dc:date>2008-01-25T16:45:02Z</dc:date>
    </item>
    <item>
      <title>Re: Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140083#M70400</link>
      <description>&lt;DIV&gt;I've sent them 4 PFDs with no response whatsoever.....&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 19:09:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140083#M70400</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-25T19:09:43Z</dc:date>
    </item>
    <item>
      <title>Re: Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140094#M70405</link>
      <description>&lt;DIV&gt;They don't care.&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 19:24:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140094#M70405</guid>
      <dc:creator>Myhearts</dc:creator>
      <dc:date>2008-01-25T19:24:45Z</dc:date>
    </item>
    <item>
      <title>Re: Any PFD success with Applied Bank?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140170#M70437</link>
      <description>&lt;DIV&gt;....And I might add: The RUDEST collectors on the planet.&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Jan 2008 20:54:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Any-PFD-success-with-Applied-Bank/m-p/140170#M70437</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-25T20:54:01Z</dc:date>
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