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    <title>topic Capital One Sent Me My Original Application after I DV in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Capital-One-Sent-Me-My-Original-Application-after-I-DV/m-p/145845#M72673</link>
    <description>&lt;DIV&gt;I DV Cap One and they sent me my original app with my signature for only One account.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;DOLA 2006 (it's a lie but i can't prove it)&amp;nbsp;, after chargeoff &amp;nbsp;they ran this account up from $500 to $3000 just like they do everyone else, then sent it to Capital Management for collections, it should be illegal!!.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Should I try to settle? I'm getting heartburn knowing I dont owe this amount, it makes me sick!&lt;/DIV&gt;&lt;DIV&gt;SOL is 6 years in Washington State. Do they have a payment program I can go through so it wont&lt;/DIV&gt;&lt;DIV&gt;say settle on my account?&amp;nbsp;. I received&amp;nbsp;an offer from arrows financial&amp;nbsp;to transfer another one of my cc collections&amp;nbsp;account with them to the affirm credit card and they would close my account as PIF, you would think Cap One would have that deal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;What should I do? Help Please-ANS&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;3 cap one&lt;/DIV&gt;&lt;DIV&gt;1 hsbc&lt;/DIV&gt;&lt;DIV&gt;1 macy's&lt;/DIV&gt;&lt;DIV&gt;1 seventh ave&lt;/DIV&gt;&lt;DIV&gt;3 med collections&lt;/DIV&gt;&lt;DIV&gt;And I am Done!!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have already re-established&amp;nbsp; Credit and Paying On time with my new accounts, I even have a line of credit&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;I'm just trying to clean up the old&amp;nbsp;mess I got myself into years ago!&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks for any advice you can give me.-ANS&lt;/DIV&gt;</description>
    <pubDate>Sat, 02 Feb 2008 17:03:01 GMT</pubDate>
    <dc:creator>joinme</dc:creator>
    <dc:date>2008-02-02T17:03:01Z</dc:date>
    <item>
      <title>Capital One Sent Me My Original Application after I DV</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Capital-One-Sent-Me-My-Original-Application-after-I-DV/m-p/145845#M72673</link>
      <description>&lt;DIV&gt;I DV Cap One and they sent me my original app with my signature for only One account.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;DOLA 2006 (it's a lie but i can't prove it)&amp;nbsp;, after chargeoff &amp;nbsp;they ran this account up from $500 to $3000 just like they do everyone else, then sent it to Capital Management for collections, it should be illegal!!.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Should I try to settle? I'm getting heartburn knowing I dont owe this amount, it makes me sick!&lt;/DIV&gt;&lt;DIV&gt;SOL is 6 years in Washington State. Do they have a payment program I can go through so it wont&lt;/DIV&gt;&lt;DIV&gt;say settle on my account?&amp;nbsp;. I received&amp;nbsp;an offer from arrows financial&amp;nbsp;to transfer another one of my cc collections&amp;nbsp;account with them to the affirm credit card and they would close my account as PIF, you would think Cap One would have that deal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;What should I do? Help Please-ANS&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;3 cap one&lt;/DIV&gt;&lt;DIV&gt;1 hsbc&lt;/DIV&gt;&lt;DIV&gt;1 macy's&lt;/DIV&gt;&lt;DIV&gt;1 seventh ave&lt;/DIV&gt;&lt;DIV&gt;3 med collections&lt;/DIV&gt;&lt;DIV&gt;And I am Done!!!!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have already re-established&amp;nbsp; Credit and Paying On time with my new accounts, I even have a line of credit&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;I'm just trying to clean up the old&amp;nbsp;mess I got myself into years ago!&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks for any advice you can give me.-ANS&lt;/DIV&gt;</description>
      <pubDate>Sat, 02 Feb 2008 17:03:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Capital-One-Sent-Me-My-Original-Application-after-I-DV/m-p/145845#M72673</guid>
      <dc:creator>joinme</dc:creator>
      <dc:date>2008-02-02T17:03:01Z</dc:date>
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    <item>
      <title>Re: Capital One Sent Me My Original Application after I DV</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Capital-One-Sent-Me-My-Original-Application-after-I-DV/m-p/145946#M72716</link>
      <description>&lt;DIV&gt;Look at you CR&amp;nbsp; for the DOFD&amp;nbsp;&amp;nbsp;&amp;nbsp; TU and EX&lt;/DIV&gt;</description>
      <pubDate>Sat, 02 Feb 2008 20:48:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Capital-One-Sent-Me-My-Original-Application-after-I-DV/m-p/145946#M72716</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-02-02T20:48:17Z</dc:date>
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