topic Re: Civil Judgment Deleted From TU!!!!!!! in General Credit Topics

Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 16:10:19 GMT

Two weeks ago I wrote TU a GW letter and a dispute letter provided from myFico.com asking in good faith to delete the Civil Judgment and BK I have on my report from 2005. Today i received in the mail a copy of my report and on the first page it said that they did delete the Civil Judgment. I Also sent EX and EQ the same letter and disputes but have not heard or seen anything from them as of yet! Thank God. it just feels like a weight has been lifted and I can brethe a litte bit better....

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 16:47:44 GMT

OMG!!! You got your BK removed? Was it Ch7 or 13? Can you post the letter you used?

Way to Go!!!!!

Re: Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 16:50:40 GMT

No I didn't get the BK7 removed just the civil judgment....

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 17:53:05 GMT

Wooooow! Can you post your goodwill letter that got your judgment removed or send it to me pm? I have a judgment that will come off next year, but I would like to have it removed because it was put on after they received the automatic stay.

Thanks

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 18:15:31 GMT

myhearts07 wrote:
Wooooow! Can you post your goodwill letter that got your judgment removed or send it to me pm? I have a judgment that will come off next year, but I would like to have it removed because it was put on after they received the automatic stay.

Thanks

Me too!!

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 18:21:49 GMT

ya me too!!! thanks

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 18:25:20 GMT

wow.me 3..and congratulations...

Re: Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 20:19:29 GMT

To all this is the GW I used to get the Civil Judgment from TU.... Good luck and let us all know if you have the same luck !!! Date TransUnion Customer Relations P.O. Box 1000 Chester, PA 19022 Account # or SSN # Civil Judgment Account # Company’s Name Amount: $ To Whom It May Concern: I am writing to see if you would be willing to make a "goodwill" adjustment to your reporting to the TransUnion credit report. I have civil judgment on the above referenced account. Since that time I have been an exceptional on my credit report and trying very hard to clear up all indications such as these. Because of my exceptional payment history over the last 10 years, I would like you to consider removing the civil judgment from my credit report. I hope that TransUnion is willing to work with me on erasing this mark from my credit reports. I have been a very happy customer in the past and hope to continue a long relationship with TransUnion. With today’s credit industry so competitive, I know how important it is to maintain good relationships with customers. TransUnion has been exceptional in my book so far and I highly recommend it to all my friends and relatives. I hope that you will deeply consider my request and prove once again, why TransUnion is heads above the rest. I look forward to your reply. Sincerely, Your name Address City, state zip code

Re: Civil Judgment Deleted From TU!!!!!!!

sunnyday — Tue, 31 Jul 2007 20:59:47 GMT

Wow, that is amazing! You must be a magician! Congrats!

Re: Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 21:02:59 GMT

I just read all of the different threads on here and some of the success stories and thought I would just give it a try. I hope the Letter I sent EQ does the trick also, my EX report never listed the judgment.

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 21:03:53 GMT

I just typed up and faxed over my letter to TU. EX and EQ have both deleted the judgment but TU would not budge. I hope this helps. Please let us know if your score goes up when this updates on your credit. Okay? Thanks

Re: Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 21:16:30 GMT

What are the fax numbers that you have for EX, EQ and TU? And who did you address it too.

Re: Civil Judgment Deleted From TU!!!!!!!

Jacque383 — Tue, 31 Jul 2007 21:21:22 GMT

Wow, that really is amazing. Great job and congratulations.

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Tue, 31 Jul 2007 21:23:15 GMT

EXPERIAN... overnight a copy of the letter yourself to Lee Lundy, 701 Experian Parkway, Allen, Texas 75013 and be sure to include a short note from yourself explaining that you need this updated to your Experian file immediately. Give him your contact info and he'll probably assign a senio r level manager on your case to call you and verify the info. WARNING: when you get a call back, be prepared... the manager that called me was condescending, rude and somewhat childish, but I held my ground and finally got my stuff updated. 972-390-3838 I played around on the email because one of the guys on the forum said that's what he did until he got a good one. Try lee.lundy@experian.com. I got a call from them yesterday.

TRANUNION... fax the letter into Dave Wolf at (312) 466-8707 and again include your contact info and he'll probably assign someone to work with you, too. They have been extremely helpful to me and unlike Experian, these are genuinely nice people. (I also tried 610-546-4606)

EQUIFAX... this gets a little tricky, depending on where you live. I had to call CSC Credit in Texas and they handled my concerns pesonally. Fax the letter into Ms. Bea Hilton at (281) 878-5088 and again, be sure to send your call back info. And just like TransUnion, I found some of the Equifax/CSC people to be absolutely wonderful. Or Email: dinah.watson@equifax.com, you will have to scan your document and send it to her in an email.

Got this info from CreditHawk and added other numbers as I got more info. There is a page posted here with fax numbers and actual voice numbers for the CRA's. Do a search on Ex numbers, EQ numbers, TU numbers.. I addressed the letters to the name of the person Credithawk suggested or I addressed it to Priority Processing.

Hope this helps.

Message Edited by myhearts07 on 07-31-2007 02:23 PM

Re: Civil Judgment Deleted From TU!!!!!!!

lost2007 — Tue, 31 Jul 2007 21:29:17 GMT

Thank alot for the info...

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Sat, 04 Aug 2007 14:12:18 GMT

Anone had any luck since the last postings? Please share

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Sat, 04 Aug 2007 14:32:09 GMT

Not yet, I am still waiting.

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Sat, 04 Aug 2007 14:46:45 GMT

lost2007 wrote:
my EX report never listed the judgment.

You caught a nice break there...

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Sat, 04 Aug 2007 18:15:42 GMT

I just pulled my TU report from MYFico and I am down to one judgment, the BK. Civil judgment is gone. I couldn't believe it. I faxed over my bK paperwork that shows the company that put the judgment on it (list of creditors included in BK). Judgement gone from all 3 bureaus... Wow. I didn't see much of a score improvement, maybe one point, but that is okay, as long as that judgment is gone, I can deal with the BK.

Re: Civil Judgment Deleted From TU!!!!!!!

Anonymous — Fri, 08 Feb 2008 20:37:19 GMT

Hello, I"m currently dealing with Experian in removing a judgment. The judgment was removed from Equifax, however not Exp. How did you have this removed from Exp ? Did you send the GW letter? Please advise. Thank you, pwrtogetwealth