topic Re: Fico score simulator in General Credit Topics

Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:07:05 GMT

can anyone attest to the accuracy of this score simulator?

Re: Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:09:22 GMT

it's ball parkish, but not exact. it leaves out a lot of the variables and just generalizes.

Re: Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:11:46 GMT

I can tell you it is very accurate about reducing overall utility.

It does NOT factor in: Maxed out cards, accounts with balances, baddies falling off,

Re: Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:14:15 GMT

has anyone personally been able to verify how accurate it is? Give or take ?+/-. I mean, I have 5k in my account right now, and I dont know if i should pay off my revolving accounts, invest in a cd or buy stock, or just put it aside and make higher payments on my revolving accounts. I just want to do it strategically to where i maximize my credits potential to grow quicker without the long term stunt.

Re: Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:19:06 GMT

I'd pay the Cards-

Unless they are all under 4% APR-

Did you fund your retirement account for last year?

if not- 3K goes right here.

2k to the cards- how far does this get you?

Arron102385 wrote:

has anyone personally been able to verify how accurate it is? Give or take ?+/-. I mean, I have 5k in my account right now, and I dont know if i should pay off my revolving accounts, invest in a cd or buy stock, or just put it aside and make higher payments on my revolving accounts. I just want to do it strategically to where i maximize my credits potential to grow quicker without the long term stunt.

Re: Fico score simulator

Anonymous — Tue, 26 Feb 2008 03:23:38 GMT

Well, I have a CC with a 3300$ limit at 2100$, and a line of credit maxed at 3000$. Thats all I have. And i was thinking of paying off all but 10% and paying the rest off monthly. I am not sure how that would work out though.