topic Re: Whats the best way to try to have PIF collections acct deleted from CR's? in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167987#M81053 <DIV>Ok, cool. I called the macy's number this morning and was transferred to 1-800-543-9617. They wont be there until Monday so I will find out the scoop.</DIV><DIV>&nbsp;</DIV><DIV>In a dream world, they'd open my account back up, and let me keep my open date of 2003, and erase my history <img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /></DIV><DIV>&nbsp;</DIV><DIV>Ahh but it's nice to dream, isnt it?</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Sat, 01 Mar 2008 17:21:30 GMT Anonymous 2008-03-01T17:21:30Z Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167857#M80990 <DIV></DIV><DIV>Should I write a $25.00 settlement for a deletion of it? I already PIF'ed it&nbsp;and I figure $ will motivate them. I also tried disputing it, but that didnt work.</DIV><BR /><BR />Message Edited by grandfinale03 on <SPAN class="date_text">03-01-2008</SPAN> <SPAN class="time_text">06:50 AM</SPAN> Sat, 01 Mar 2008 14:50:01 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167857#M80990 Anonymous 2008-03-01T14:50:01Z Re: Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167913#M81013 <DIV></DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />grandfinale03 wrote:<BR /><DIV></DIV><DIV>Should I write a $25.00 settlement for a deletion of it? I already PIF'ed it&nbsp;and I figure $ will motivate them. I also tried disputing it, but that didnt work.</DIV><BR /><BR />Message Edited by grandfinale03 on <SPAN class="date_text">03-01-2008</SPAN> <SPAN class="time_text">06:50 AM</SPAN><BR /><HR /></DIV></BLOCKQUOTE><BR /><DIV>I personally wouldn't offer money.</DIV><DIV>&nbsp;</DIV><DIV>I would send GW letter. Is it CA or OC reporting?</DIV></DIV> Sat, 01 Mar 2008 15:56:32 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167913#M81013 Anonymous 2008-03-01T15:56:32Z Re: Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167951#M81033 <DIV>It says MCYDSNB</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>I PIF'd it in 2006 I believe and they said they were a collection agency, but I dont know if it's Macy's, Macy's own CA, or a separate CA altogether.</DIV><DIV>&nbsp;</DIV><DIV>I guess a GW letter would be my best bet, I will write one up today, and send it out Monday first thing. I will tailor a general GW letter and explain why I had the problems I did. I&nbsp; hope they work with me.</DIV><DIV>&nbsp;</DIV> Sat, 01 Mar 2008 16:38:24 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167951#M81033 Anonymous 2008-03-01T16:38:24Z Re: Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167961#M81036 <DIV>It's Macys. They probably hired a CA at one point but it is Macys for sure. Like mentioned, send a GW.</DIV> Sat, 01 Mar 2008 16:51:37 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167961#M81036 llecs 2008-03-01T16:51:37Z Re: Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167962#M81037 If it were me, I'd call the lender's Debt Recovery Department, and visit with those folks. If the OC still owns the account. Sat, 01 Mar 2008 16:51:52 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167962#M81037 Anonymous 2008-03-01T16:51:52Z Re: Whats the best way to try to have PIF collections acct deleted from CR's? https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167987#M81053 <DIV>Ok, cool. I called the macy's number this morning and was transferred to 1-800-543-9617. They wont be there until Monday so I will find out the scoop.</DIV><DIV>&nbsp;</DIV><DIV>In a dream world, they'd open my account back up, and let me keep my open date of 2003, and erase my history <img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /></DIV><DIV>&nbsp;</DIV><DIV>Ahh but it's nice to dream, isnt it?</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Sat, 01 Mar 2008 17:21:30 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-the-best-way-to-try-to-have-PIF-collections-acct-deleted/m-p/167987#M81053 Anonymous 2008-03-01T17:21:30Z