topic Re: What accounts should I add? in General Credit Topics

What accounts should I add?

Anonymous — Sun, 02 Mar 2008 18:32:32 GMT

I have several accounts that I pay monthly that are in good standing that aren't on my credit report:

Car insurance ($145/mo)
Cell phone ($65/mo)
Gym membership ($45/mo)
Netflix ($15/mo)
Storage unit rental ($118/mo)

Should I request that these be added to my reports?? Would any of these be more significant than another?

My FICO score is in the high 500s to low 600s.

Re: What accounts should I add?

fused — Sun, 02 Mar 2008 18:40:43 GMT

carwasrepoed wrote:
I have several accounts that I pay monthly that are in good standing that aren't on my credit report:

Car insurance ($145/mo)
Cell phone ($65/mo)
Gym membership ($45/mo)
Netflix ($15/mo)
Storage unit rental ($118/mo)

Should I request that these be added to my reports?? Would any of these be more significant than another?

My FICO score is in the high 500s to low 600s.

These types of accounts very, very rarely show up on credit reports.

Re: What accounts should I add?

braznyc — Sun, 02 Mar 2008 22:45:52 GMT

I agree with Fused, those accounts usually only show-up when they go bad.

Can you tell us what's on your CR already? The status etc? So we can better answer your question. How many credit cards? Any loans? What kind? A mortgage all of that helps in getting your question answered and specific to you.