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    <title>topic Re: Success with PFDs and Goodwills? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12527#M8149</link>
    <description>&lt;DIV&gt;Some report overwhelming success with GW while others report none. I'm somewhere in the middle, but leaning towards success.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My success:&lt;/DIV&gt;&lt;DIV&gt;3 OCs, 3 GW letters, 5 total TLs (4 lates, 1 settled), all deleted within a couple of weeks.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My unsuccess:&lt;/DIV&gt;&lt;DIV&gt;2 OCs, 4 GW letters and 2 Emails, 2 TLs (1 paid collection, 1 late), nada. But I'm still fighting. Sent off another GW letter today after tracking down an address for success with Target late over on CB. For the paid collection, with AMEX, I suspect I'll just be waiting it out until February when it drops. May send 'em another GW letter. Might buy a few months reprieve.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
    <pubDate>Wed, 30 May 2007 05:48:18 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-05-30T05:48:18Z</dc:date>
    <item>
      <title>Success with PFDs and Goodwills?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12509#M8138</link>
      <description>&lt;DIV&gt;Hello all!&amp;nbsp; I have just finished writing several PFDs and Goodwill letters.&amp;nbsp; I will be sending them tomorrow.&amp;nbsp; Anyone have success with these?&amp;nbsp; How long for a response?&amp;nbsp; I could use someone to tell me this will work!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 30 May 2007 04:26:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12509#M8138</guid>
      <dc:creator>mamabear</dc:creator>
      <dc:date>2007-05-30T04:26:20Z</dc:date>
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    <item>
      <title>Re: Success with PFDs and Goodwills?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12527#M8149</link>
      <description>&lt;DIV&gt;Some report overwhelming success with GW while others report none. I'm somewhere in the middle, but leaning towards success.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My success:&lt;/DIV&gt;&lt;DIV&gt;3 OCs, 3 GW letters, 5 total TLs (4 lates, 1 settled), all deleted within a couple of weeks.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;My unsuccess:&lt;/DIV&gt;&lt;DIV&gt;2 OCs, 4 GW letters and 2 Emails, 2 TLs (1 paid collection, 1 late), nada. But I'm still fighting. Sent off another GW letter today after tracking down an address for success with Target late over on CB. For the paid collection, with AMEX, I suspect I'll just be waiting it out until February when it drops. May send 'em another GW letter. Might buy a few months reprieve.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Wed, 30 May 2007 05:48:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12527#M8149</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-05-30T05:48:18Z</dc:date>
    </item>
    <item>
      <title>Re: Success with PFDs and Goodwills?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12559#M8168</link>
      <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/17174"&gt;@mamabear&lt;/a&gt; wrote:&lt;BR /&gt;&lt;DIV&gt;Hello all! I have just finished writing several PFDs and Goodwill letters. I will be sending them tomorrow. Anyone have success with these? How long for a response? I could use someone to tell me this will work!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;I am not getting my hopes up on my GW's. It seems I have some of the toughest ones out there.&lt;BR /&gt;&lt;BR /&gt;Cap One&lt;BR /&gt;SLFC - Student loan Finance Corp - (working on another angle for this one)&lt;BR /&gt;GMAC - Auto&lt;BR /&gt;Homecommings Financial - Another GMAC Company</description>
      <pubDate>Wed, 30 May 2007 12:59:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Success-with-PFDs-and-Goodwills/m-p/12559#M8168</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-05-30T12:59:30Z</dc:date>
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