topic Re: Update - progress so far in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170117#M82000 Good Job and nice score increases! Tue, 04 Mar 2008 01:24:33 GMT Anonymous 2008-03-04T01:24:33Z Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123602#M63799 <DIV></DIV><DIV>I woke up and started to really care about my credit on September 18, 2007 - this is my progress to date:</DIV><DIV>&nbsp;</DIV><DIV><STRONG>Collection Accounts Deleted</STRONG></DIV><DIV>&nbsp;</DIV><DIV>Collector: Unknown</DIV><DIV>EQ - deleted</DIV><DIV>EX - not reported</DIV><DIV>TU - not reported</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: Unknown</DIV><DIV>EQ - deleted</DIV><DIV>EX - not reported</DIV><DIV>TU - not reported</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: LVNVFUND (MCI)</DIV><DIV>EQ - deleted</DIV><DIV>EX - deleted</DIV><DIV>TU - deleted</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: Medical (Hospital)</DIV><DIV>EQ - not reported</DIV><DIV>EX - deleted</DIV><DIV>TU - not reported</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: Medical (Doctor's Office)</DIV><DIV><DIV>EQ - deleted</DIV><DIV>EX - deleted</DIV><DIV>TU - deleted</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: Unknown</DIV><DIV>EQ - deleted</DIV><DIV>EX - not reported</DIV><DIV>TU - not reported</DIV><DIV>&nbsp;</DIV><DIV><DIV><DIV>Collector: Medical (Doctor's Office)</DIV><DIV><DIV>EQ - not reported</DIV><DIV>EX - not reported</DIV><DIV>TU - deleted</DIV><DIV>&nbsp;</DIV><DIV><DIV><DIV>Collector: Medical (Doctor's Office)</DIV><DIV><DIV>EQ - not reported</DIV><DIV>EX - not reported</DIV><DIV>TU - deleted</DIV><DIV>&nbsp;</DIV><DIV><DIV><DIV>Collector: Account Recovery Services (US Cellular)</DIV><DIV><DIV>EQ - not reported</DIV><DIV>EX - not reported</DIV><DIV>TU - deleted</DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector: NCO (Progressive)</DIV><DIV><DIV>EQ - not reported</DIV><DIV>EX - deleted</DIV><DIV>TU - deleted</DIV><DIV>&nbsp;</DIV><DIV><STRONG>Open Collection Accounts</STRONG></DIV><DIV><STRONG></STRONG>&nbsp;</DIV><DIV>Collector:&nbsp; Portfolio Recovery Services (US Cellular) $1,010</DIV><DIV>- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)</DIV><DIV>- - scheduled to drop 12/08&nbsp;</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Unique National Collections&nbsp;(Public Library) $43</DIV><DIV>- - sent PFD; no response</DIV><DIV>- - scheduled to drop 06/12</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Mid America Accounts (Doctor's Office) $30, $139, $123, $238, $64</DIV><DIV><DIV>- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)</DIV><DIV>- - scheduled to drop&nbsp;06/08, 12/08, 05/09, 05/09, 05/09&nbsp;</DIV></DIV></DIV></DIV><DIV>&nbsp;</DIV></DIV></DIV><DIV><DIV><DIV>Collector:&nbsp;&nbsp;Mid America Accounts (Ex's Auto Loan) $2,589</DIV><DIV><DIV>- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)</DIV><DIV>- - scheduled to drop&nbsp;07/08</DIV><DIV>&nbsp;</DIV><DIV><DIV><DIV>Collector:&nbsp;&nbsp;Rapid Collection Systems (Apartment) $365</DIV><DIV><DIV>- - need to send PFD; SOL 08/11</DIV><DIV>- - scheduled to drop&nbsp;05/12</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Healthcare Collections (Hospital) $100 - paid in full</DIV><DIV>- - agreed to PFD but hasn't updated reporting</DIV><DIV>- - need to dispute with CRAs (EQ, EX, TU)</DIV><DIV>&nbsp;</DIV><DIV>Collector:&nbsp; Unknown $0</DIV><DIV>- - need to dispute with CRAs (TU)</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Sky Recovery Services (Apartment) $634</DIV><DIV><DIV>- - need to send PFD; SOL 12/07</DIV><DIV>- - scheduled to drop&nbsp;12/09</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Money Control (SBC) $97</DIV><DIV><DIV>- - need to send PFD; SOL 12/07</DIV><DIV>- - scheduled to drop&nbsp;08/09</DIV></DIV></DIV></DIV></DIV></DIV><DIV>&nbsp;</DIV><DIV><STRONG>Goodwill</STRONG></DIV><DIV><STRONG></STRONG>&nbsp;</DIV><DIV>JCPenney's deleted two late payments</DIV><DIV>&nbsp;</DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV> Mon, 31 Dec 2007 18:24:50 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123602#M63799 azsassycat 2007-12-31T18:24:50Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123612#M63803 <DIV>Nice work- </DIV> Mon, 31 Dec 2007 18:38:12 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123612#M63803 Anonymous 2007-12-31T18:38:12Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123618#M63807 <DIV>In awe here.</DIV><DIV>&nbsp;</DIV><DIV>WTG!</DIV><DIV>&nbsp;</DIV> Mon, 31 Dec 2007 18:41:52 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123618#M63807 Anonymous 2007-12-31T18:41:52Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123619#M63808 <DIV align="center"><FONT face="Comic Sans MS" color="#ff0000" size="7"><STRONG>BRAVO!</STRONG></FONT></DIV><DIV>&nbsp;</DIV><DIV>Keep at it in 2008!&nbsp; And never, ever be late (stole that one)</DIV> Mon, 31 Dec 2007 18:43:56 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123619#M63808 Anonymous 2007-12-31T18:43:56Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123702#M63838 <DIV>WOW! That was a lot of work. GL</DIV> Mon, 31 Dec 2007 20:33:45 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123702#M63838 Anonymous 2007-12-31T20:33:45Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123734#M63847 <DIV>Excellent Job! What kind of score improvements have you seen from all this work?</DIV> Mon, 31 Dec 2007 20:59:46 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123734#M63847 Anonymous 2007-12-31T20:59:46Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123765#M63855 <DIV>WTGGGGGGGGGGG</DIV><DIV>&nbsp;</DIV><DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Sky Recovery Services (Apartment) $634</DIV><DIV><DIV>- - need to send PFD; SOL 12/07</DIV><DIV>- - scheduled to drop&nbsp;12/09</DIV><DIV>&nbsp;</DIV><DIV><DIV>Collector:&nbsp;&nbsp;Money Control (SBC) $97</DIV><DIV><DIV>- - need to send PFD; SOL 12/07</DIV><DIV>- - scheduled to drop&nbsp;08/09</DIV><DIV>&nbsp;</DIV><DIV>Because your past SOL on both of these&nbsp; send then a DV&nbsp; they might go away. IF they answer it with the correct info.&nbsp; Then you can PFD&nbsp;&nbsp; ALWAYS&nbsp; DV any CA before offering a PFD!</DIV></DIV></DIV></DIV></DIV></DIV> Mon, 31 Dec 2007 21:36:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/123765#M63855 Anonymous 2007-12-31T21:36:58Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/124781#M64291 <DIV>orhippychic-</DIV><DIV>&nbsp;</DIV><DIV>my new scores are in my siggy</DIV><DIV>&nbsp;</DIV><DIV>Cathleen</DIV> Wed, 02 Jan 2008 19:09:21 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/124781#M64291 azsassycat 2008-01-02T19:09:21Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/124816#M64308 <DIV>Sorry, somehow i missed that. Those are some big jumps!! Congrats!</DIV> Wed, 02 Jan 2008 20:04:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/124816#M64308 Anonymous 2008-01-02T20:04:47Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170054#M81961 <BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/60318">@azsassycat</a> wrote:<BR /><DIV></DIV><DIV>Collector: LVNVFUND (MCI)</DIV><DIV>EQ - deleted</DIV><DIV>EX - deleted</DIV><DIV>TU - deleted</DIV><BR /><BR />Did you just dispute this one with all three of the CB's? I've gotten them off of one but I'm scared it was a fluke. I also have this funny feeling they're trying to reage the account on TU because it says it was opened last year and this thing is over 5 years old<BR /><BR />Thanks</BLOCKQUOTE> Tue, 04 Mar 2008 00:58:18 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170054#M81961 Anonymous 2008-03-04T00:58:18Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170061#M81965 <DIV>Score improvements please.</DIV> Tue, 04 Mar 2008 00:59:39 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170061#M81965 ngerasimatos 2008-03-04T00:59:39Z Re: Update - progress so far https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170117#M82000 Good Job and nice score increases! Tue, 04 Mar 2008 01:24:33 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Update-progress-so-far/m-p/170117#M82000 Anonymous 2008-03-04T01:24:33Z