topic Re: TU inquiries dropping after only one year? in General Credit Topics

TU inquiries dropping after only one year?

Anonymous — Mon, 03 Mar 2008 17:52:11 GMT

On my TU report I have noticed that the inquiries are dropping completely off after only one year instead of two. Only for TU - EQ and EX still remaining for two years.

Has anyone else noticed this?

Re: TU inquiries dropping after only one year?

Anonymous — Mon, 03 Mar 2008 19:31:05 GMT

Interesting observation. I haven't noticed. But then again all my inquiries are less than a year old. lol

Re: TU inquiries dropping after only one year?

Junejer — Mon, 03 Mar 2008 21:01:32 GMT

Where did you get the report that shows this? If from myfico, then it is b/c the inq will stop counting against your score after one year. If from a free CR, then I say congratulations, b/c it's not supposed to be that way.

Re: TU inquiries dropping after only one year?

Anonymous — Tue, 04 Mar 2008 00:15:28 GMT

They fall off on all my ficos after one year but if you pull report direct they are on 2 years.

Re: TU inquiries dropping after only one year?

ngerasimatos — Tue, 04 Mar 2008 01:23:22 GMT

My TU shows the same. 1 year back only.

Re: TU inquiries dropping after only one year?

Junejer — Tue, 04 Mar 2008 01:27:36 GMT

Again, where was the TU report obtained (myfico or elsewhere)?

Re: TU inquiries dropping after only one year?

Anonymous — Tue, 04 Mar 2008 01:41:42 GMT

I beleive tuneup is refering to truecredit because all my 2 year tu inquires fell off

all at once.

Woody

Message Edited by klin on 03-03-2008 05:41 PM

Re: TU inquiries dropping after only one year?

Anonymous — Tue, 04 Mar 2008 02:41:31 GMT

I have 1 inq dropping off 02-08 (still showed) on Mar. 2nd. One in April and one in June. (Yeah.)

Showly but surely.

Re: TU inquiries dropping after only one year?

ngerasimatos — Tue, 04 Mar 2008 05:24:25 GMT

I checked on both Treucredit and MyFico.

Re: TU inquiries dropping after only one year?

Junejer — Tue, 04 Mar 2008 14:22:52 GMT

For sure, the inqs on myfico will "disappear" after one year, b/c they no longer hurt your score. But, they will remain for another year after that in reality.

Re: TU inquiries dropping after only one year?

Anonymous — Tue, 04 Mar 2008 15:22:28 GMT

Truecredit.

Re: TU inquiries dropping after only one year?

Junejer — Tue, 04 Mar 2008 15:37:50 GMT

I don't have TC, so I can't speak to how they report. Someone with that experience will chime in soon.